Insurance Claim Settlements

Using gift cards as an efficient settlement alternative

Bringing the enormous insurance replacement market into the eGift cards era, Xoxoday's technologyprovides an alternative to issuing cash to settle claims. Saving insurers time, money, effort but most of all, reduce time to claim settlement to seconds.

Understanding The Cash Replacement Initiative

Cash can do anything and so can e-gift cards. E-Gift cards are cash equivalent and ideal tools for several brands to gain market access. Hence they bring convenience and financial advantages. People can spend their settlement values as they desire with Xoxoday.

Grocery Shopping
Movies And Entertainment
Online Shopping
Favorite Brands
Shopping Mall
Payment Wallet
Travel Booking
Wellness And Medical

Instant Settlement Of Claims Brings Greater Trust

Plum enables you to settle claims instantly using wallet and lets customers consume the settlement amount across digital gift cards.

Website Wizard

Use Plum’s campaign design wizard to custom build all functionalities of the campaign - starting from landing page designs, web URL, custom storefront and more. This is your brand page URL where your employees visit and redeem their rewards.

Custom Storefront

Plum collaborates with 10000+ companies bringing you a collection of over a billion different shopping options across 70+ countries in the world. Tailor make your web storefront with brands you wish to showcase & your users get ample options to choose from. You do away with the tedious process of handling multiple reward vendors.

Send claims Via  Email

Use Plum to send bulk Gift vouchers for your reward programs. Simply upload the list of recipients and the user receives them via email for redemption.

Distribution Via APIs

Plum provides distribution API's which can be integrated with your information systems, catalog interface, loyalty programs and more. it has a wallet which can be replenished time-to-time. Learn More

Reports And Analytics

Plum provides detailed reports and analytics of platform usage, rewarding and redemption - in a dashboard that gives the Admin end-to-end visibility..

Utilize Claims Across A Plethora Of Gift Cards

Plum enables you to utilize the claim amount across 3000+ digital gift cards covering billions of products across the globe. Hence it lets people to spend trust like a cash-just in digital way.


Experiences are highly personal and stays with you for life. Xoxoday has integrated over 5000+ experiences and activities for you to enjoy with your friends, family, loved ones or even go-solo. Learn More

Digital Gift Cards

Shopping, Entertainment, travel or spending time with friends help you to unwind. Xoxoday brings you a collection of 2500+ digital cards from a wide range of brands across the world -rightly allowing you to enjoy your break to the fullest. Learn More

Corporate Perks

We all love discounts and world's favourite brands frequently give away special offers. Xoxoday has empanelled brands across the globe to offer our clients exclusive discounts and help you save on your expenses. Learn More

Areas Of Impact On Replacing Cash by Gift Cards

Replacing cash by eGift cards brings many financial and convenience-oriented benefits.

Commercial Advantage Upto 10%s
Easy Allocation And Settlement In the Form Of Virtual Currency
The Virtual Currency Can Be Utilised Immediately Or Over A period Of Time. Hence the payouts can be staggered
A Piece Of Commercial Advantage Can Be Passed On To The Customers Bringing Superior Trust

Still not sure how Xoxoday Empuls is best for your organisation? We can help.

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