Customer Story
Leading Indian Insurer Improves Claims Accuracy by 42% with Xoxoday’s AI-Powered Recognition and Incentive Platform
Challenges
As the insurer scaled operations, the claims team became responsible for some of the most complex, time-sensitive, and high-impact workflows in the organization. Yet their contributions often went unseen, uncelebrated, and unsupported by technology. Leadership needed a structured, automated way to highlight impact, reinforce accuracy, and motivate consistent high performance.
- Underappreciated task complexity: Claims processors handled intensive verification, document checks, fraud assessment, and SLA-bound tasks daily. Despite the critical nature of their work, these efforts lacked recognition from leadership.
- No visibility into task completion milestones: Targets such as daily claim closures, accuracy benchmarks, and fraud detection wins were not tracked or celebrated, creating a disconnect between effort and acknowledgment.
- Lack of integrated workflows: The claims system operated in isolation, meaning operational achievements—like clearing backlogs or processing high-value claims—did not trigger recognition or rewards.
- Disjointed automation for major milestones: Even significant accomplishments such as zero-audit claims, accuracy streaks, or exceptional fraud prevention were not auto-recognized due to missing workflow automation.
- Low morale from invisible impact: Because the function was largely behind-the-scenes, claims teams felt undervalued and disconnected from organizational success, decreasing motivation and engagement.
Personas Involved
- Head of Claims Operations: Oversees claim lifecycle efficiency, accuracy, and SLA adherence.
- HR Business Partner: Designs and monitors incentive and reward programs.
- Claims Managers: Track performance and approve recognitions.
- Claims Processors: Execute claim evaluations, verifications, and settlements.
- Customer Service Teams: Support claims and escalate complex cases.
The Solution
To address the visibility gap, boost accuracy, and strengthen claims team morale, the insurer partnered with Xoxoday to build a structured and intelligent recognition ecosystem. The solution transformed daily operations by making achievements visible, measurable, and automated—helping the team feel connected, appreciated, and motivated.
- AI-based recognition automation: Recognition triggers were configured for zero-error processing, high-speed settlements, accuracy streaks, and fraud prevention wins—ensuring achievements were acknowledged instantly.
- Gamified performance contests: Challenges such as “Fastest Processor,” “Zero Error Champ,” and “Fraud Detection Hero” created excitement, healthy competition, and performance-driven motivation across the team.
- Integrated communication feeds: Recognition moments auto-published on internal channels, increasing visibility across departments and celebrating team contributions in real time.
- Real-time data integration: The claims system synced with Xoxoday’s dashboard, enabling instant updates for accuracy, timelines, SLAs, and reward triggers—reducing manual tracking.
- Multi-tier reward options: Agents earned badges, bonuses, and digital rewards redeemable through Xoxoday’s marketplace, supporting personalized and meaningful incentives.
- Continuous performance insights: Managers received automated reporting on accuracy trends, individual performance, recognition distribution, and monthly improvement patterns.
Impact & ROI
- 42% improvement in claims accuracy within six months
- 35% faster average claim settlement time
- 78% increase in employee engagement scores
- 61% rise in peer-to-peer recognition moments
- 92% reward redemption rate
- 3.2M+ recognition and incentive transactions processed
- 4.8/5 average employee satisfaction score from claims processing teams
Conclusion
With Xoxoday’s platform, the insurer transformed claims operations into a culture of recognition, accountability, and excellence. Automated recognition, gamified incentives, and real-time analytics empowered the claims team to work faster and more accurately.
Within six months, the company achieved a 42% improvement in accuracy, 35% faster settlements, and a 78% rise in engagement—proving that recognition and automation can redefine operational success in insurance claims management.
About the Company
A top-tier insurance provider headquartered in India with over 4,500 employees and a rapidly expanding operations centre managing thousands of claims monthly. The company sought to boost claims team productivity, reduce processing errors, and build a recognition-led culture to improve accuracy, speed, and customer satisfaction.
Industry: Insurance
Claim processing team size: ~150+
Region: India
Product: Compass
Use Cases: AI-powered recognition and incentive automation, claim accuracy rewards, gamified contests, real-time SLA tracking, and automated performance insights.
