INDUSTRY

Banking & NBFCs

From customers to sales agents and corporate employees, Xoxoday drives engagement through unified loyalty, rewards, and compensation programs.

5,000+ Customers across 175+ countries trust Xoxoday to drive business growth

Customer loyalty programs

Design loyalty programs which strategically align with every stage of the customer lifecycle. Use instant rewards or accrual-based models to deliver personalized experiences that drive revenue and retention.

Stories of what actually works

Customer Engagement

Largest bank in Qatar elevates customer engagement by 146%

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Customer Retention

Commercial Bank of Ceylon PLC drives higher retention, efficiency, and revenue

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In-App Engagement

Leading Middle Eastern bank increases in-app engagement by 37%

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Card Usage & Spend

Mutual Trust Bank boosts card usage and customer satisfaction

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Customer Acquisition

Leading Southeast Asian bank increases customer acquisition by 28% through referral-driven loyalty

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Program Performance

Eastern Bank PLC modernizes loyalty management and boosts operational efficiency

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Sales commission management and gamification

Supercharge your sales teams to achieve their goals faster using  gamified incentives, dynamic targets, real-time performance tracking, and more.

Stories of what actually works

SALES PERFORMANCE

Top Indian bank boosted sales team's performance by 47%

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CALCULATION ACCURACY

Mahindra Finance achieved a 98% reduction in errors

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DATA TRANSFORMATION

Unified data helped a bank cut manual operations by 80% across channels

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CHANNEL ENGAGEMENT

Insurance banking giant boosted channel revenue by 42%

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ANALYTICS & INSIGHTS

How a top bank achieved 85% faster time-to-decision with real-time analytics

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AUTOMATE SALES PLANS

How a leading Indian bank reduced manual intervention in sales operations by 85%

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Agent commission programs

Empower your loan brokers (direct sales agents), dealers, and registered resellers with performance-based incentives, and actionable data to maximize their earnings.

Stories of what actually works

Sales Conversions

Targeted commissions boosts agent sales conversions by 23% for a leading Southeast Asian Bank

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Cross-sell Growth

Leading retail bank improves cross-sell rates by 27%

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Agent Retention

Leading Pan-American bank reduced agent attrition by 34%

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Revenue per Agent

A top bank reduces agent drop-Off by 34% using timely bonuses

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Sales Cycle Acceleration

Leading bank cut sales cycles by 18% with time-sensitive bonus campaigns

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Revenue per Agent

Bank unlocks 31% higher revenue per agent using tiered payouts

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Connector loyalty programs

Engage chartered accountants, agents, and consultants with automated rewards boost high-intent referrals and grow your pipeline.

Stories of what actually works

LEAD QUALITY

How a bank improved lead conversions by 3x by shifting from volume to value-based incentives

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REWARD AUTOMATION

A bank reduced reward delays by 90% by replacing manual payouts with real-time triggers

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CONNECTOR ACTIVATION

A large bank brought 300 dormant connectors back into action with tier-based engagement nudges

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REWARD REPEAT RATE

40% of rewarded connectors referred again within 30 days of first incentive

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INCENTIVE ALIGNMENT

Shifting to milestone-based rewards improved high-value deal referrals by 2.3x

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REWARD PROCESS SPEED

Manual rewards were replaced with a system that cut processing time by 90%

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Employee rewards and recognition

Build programs that boost morale, reinforce values, and drive performance. From day-to-day appreciation to milestone celebrations, recognize and reward behaviors that align with your bank’s culture and goals.

Stories of what actually works

MANAGER NUDGES

Manager-led recognition drives 2.5x increase in appreciation at a leading bank

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LONG SERVICE AWARDS

Automating long-service swag helped a top bank delight employees at scale

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UNIFIED PLATFORM

Centralized rewards and communication led to a  62% increase in team connectedness

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EXTERNAL RECOGNITION

Customer-led recognition sparks 98% increase culture of appreciation

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AUTOMATION

One of the leading banks in Qatar cuts HR hours by 55% by automating recognition programs

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EMPLOYEE SURVEYS

A top bank enhanced listening and improved eNPS by 67%

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Merchant offers

Drive customer engagement and card usage by managing merchant-funded offers at scale with seamless onboarding, real-time tracking, and a mobile-first experience.

Stories of what actually works

ONBOARDING EFFICIENCY

A regional bank onboarded 120 merchants monthly without adding to its operations team

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OFFER MANAGEMENT SPEED

Manual offer creation dropped by 80% after merchants got access to self-service tools

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REDEMPTION GROWTH

3x increase in offer redemptions after improving mobile discovery and in-store validation

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CAMPAIGN PERFORMANCE

A mid-sized bank tracked  95% of merchant offer redemptions in real time for the first time

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MERCHANT SATISFACTION

Automated reporting and visibility improved merchant retention across all active campaigns

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OFFER LIFECYCLE CONTROL

A bank reduced expired offers by 90% using automated scheduling and expiry tools

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10M+ reward options from  175+ countries across 30+ categories

Xoxoday Marketplace offers businesses a customizable, white-labeled platform with seamless API integration, multi-currency, and multilingual support for a scalable rewards experience.

Merchandise

Let users shop what they love

5,000+ products

Global shipping available

Trusted brand catalog

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Experiences

Offer unforgettable local experiences

Dining, wellness, activities

100+ countries covered

Personalized & unique

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Flights

Enable seamless travel bookings

150+ airlines worldwide

Domestic & international

100+ countries covered

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Perks & Discounts

Reward with real-world savings

Wellness, dining, shopping

Curated global deals

Always-on lifestyle perks

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Swag

Surprise users with branded goodies

Apparel, tech, and more

Custom logo options

Great for gifting moments

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Gift cards

Let people pick their favorite brands

10,000+ global gift cards

Fashion, food, electronics

Flexible choices

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Security, privacy, and compliance at the forefront

Data protection is of utmost importance at Xoxoday, and we are committed to providing a safe, secure, and compliant ecosystem for enterprises with the highest standards of data security and privacy across storage, exchange, collection, and processing.

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Banking & NBFCs

5,000+ Customers across 175+ countries trust Xoxoday to drive business growth

Customer loyalty programs

Stories of what actually works

Build, manage and scale customer loyalty programs for revenue

Sales commission management and gamification

Stories of what actually works

Strategize, automate, and scale your sales compensation for higher ROI

Agent commission programs

Stories of what actually works

Unlock peak agent performance and reduce agent attrition

Connector loyalty programs

Stories of what actually works

Get more qualified leads from your connector networks

Employee rewards and recognition

Stories of what actually works

Power employee recognition and build a high-performance culture

Merchant offers

Stories of what actually works

Strengthen merchant relationships and offer impact

10M+ reward options from  175+ countries across 30+ categories

Let users shop what they love

Offer unforgettable local experiences

Enable seamless travel bookings

Reward with real-world savings

Surprise users with branded goodies

Let people pick their favorite brands

Security, privacy, and compliance at the forefront

Banking & NBFCs

5,000+ Customers across 175+ countries trust Xoxoday to drive business growth

Customer loyalty programs

Stories of what actually works

Build, manage and scale customer loyalty programs for revenue

Sales commission management and gamification

Stories of what actually works

Strategize, automate, and scale your sales compensation for higher ROI

Agent commission programs

Stories of what actually works

Unlock peak agent performance and reduce agent attrition

Connector loyalty programs

Stories of what actually works

Get more qualified leads from your connector networks

Employee rewards and recognition

Stories of what actually works

Power employee recognition and build a high-performance culture

Merchant offers

Stories of what actually works

Strengthen merchant relationships and offer impact

10M+ reward options from 175+ countries across 30+ categories

Let users shop what they love

Offer unforgettable local experiences

Enable seamless travel bookings

Reward with real-world savings

Surprise users with branded goodies

Let people pick their favorite brands

Security, privacy, and compliance at the forefront

10M+ reward options from  175+ countries across 30+ categories