Insurance

Engage every stakeholder in the insurance ecosystem, from policyholders to insurance advisors, brokers, sales teams, employees, renewals teams, and claim processors, with rewards, loyalty, incentives, and recognition programs. Boost policy sales, drive renewals, enhance claims satisfaction, and build long-term trust with Xoxoday.

Get a demo

Trusted by 100s of leading insurance companies

Tailored solutions for every insurance vertical

Insurance spans multiple verticals—from life and health to home, motor, reinsurance, and digital-first insure-tech players. Reward programs help each layer drive trust, boost policy renewals, and enhance customer and partner engagement.

Playbook for Insurance Industry

End-to-end rewards, incentives and loyalty programs with Xoxoday’s scalable tech-stack.

Customer

Turn policy milestones into engagement and loyalty with rewards.

Agents

Boost advisor performance with automated commissions and rewards.

Brokers

Drive partner success with transparent commissions and incentives.

Direct Sales Teams

Fuel sales performance with real-time incentives and engaging contest.

Employees

Recognize excellence and compliance with instant rewards.

Renewals Teams

Reward timely renewals and upsells that drive lasting retention.

Claims Teams

Celebrate fast settlements, accuracy, and empathy with meaningful rewards.

Stories that made a difference

For Customers

Stories of loyalty and retention powered by Xoxoday.

On-time Premium Payment Rewards

Improve cash flow predictability

Reward policyholders with points for timely premium payments, consecutive payment streaks, and auto-debit enrolments to strengthen payment discipline.

Multi-policy Rewards

Deepen household wallet share

Incentivize customers to purchase multiple policies (life + health, motor + home) or add family members to existing plans to drive product penetration.

No-claim Bonuses

Improve portfolio profitability

Award loyalty points to policyholders who maintain claim-free records over specific periods (annually, biennially) by integrating with wellness and telematics apps.

Referrals Rewards

Reduce customer acquisition costs

Reward existing policyholders for successfully referring friends and family who purchase policies. Both the referrer and the new customer receive loyalty points or instant rewards.

Tenure-based Rewards

Enhance Customer Lifetime Value

Create tiered loyalty programs (Silver, Gold, Platinum, Lifetime) based on continuous coverage tenure, where each tier unlocks progressively valuable benefits.

Renewal & Engagement Boost

Driving stronger retention and deeper customer activity

Renewals improved 48% and cross-sell conversions climbed 41% as customers responded to reward-led interactions.

Read story

Book a demo

For Agents

Incentive-led initiatives that improve conversions, activity, and performance.

For Brokers

Transparent rewards that boost motivation, trust, and high-quality business growth.

For Sales Teams

Performance programs that accelerate conversions, renewals, and premium outcomes.

For Employees

Recognition and well-being programs that uplift culture and everyday productivity.

For Renewals Teams

Reward systems that improve persistency, win-backs, and renewal efficiency.

For Claims Processing Teams

Recognition frameworks that enhance accuracy, speed, and customer empathy.

Modular architecture to accommodate  simple and complex problems

Complete rewards, incentives, and loyalty infrastructure powered by Xoxoday's enterprise-grade platform

Integrations

Seamlessly connect with your policy administration systems, CRM platforms, claim management tools, and payment gateways to unify data and automate programs and workflows across the insurance ecosystem.

Data & User Management

Centrally manage policyholder profiles, agent hierarchies, broker networks, and employee data with role-based access controls, ensuring secure, compliant handling of sensitive insurance information.

Rule & Logic Engine

Configure custom accrual rules for premium-based rewards, no-claim bonuses, renewal incentives, and commission structures with flexible conditions tailored to insurance products and regulatory requirements.

Gamification

Drive engagement through leaderboards, milestone badges, contests, and challenges that motivate agents, brokers, sales teams, and policyholders to achieve targets and sustain performance.

Reports & Dashboards

Gain real-time visibility into program performance, redemption trends, persistency ratios, commission payouts, and engagement metrics with customizable dashboards and AI-driven insights for data-backed decisions.

Rewards & Redemption Catalog

Offer instant access to digital gift cards, experiences, merchandise, and vouchers through a global catalog that delights policyholders, agents, brokers, and employees. Enable seamless, compliant reward delivery at every milestone, from claims satisfaction moments to renewal incentives.

REWARD MARKETPLACE

10M+ reward options from 175+ countries across 30+ categories

Security, privacy, and compliance at the forefront

Data protection is of utmost importance at Xoxoday, and we are committed to providing a safe, secure, and compliant ecosystem for enterprises with the highest standards of data security and privacy across storage, exchange, collection, and processing.

Transform every insurance touchpoint with smarter rewards, incentives, and engagement

Power your business with the world's largest rewards, incentives, and payout infrastructure. Talk to our expert to get started.

Schedule a demo