Experience quicker disbursements and better outcomes

Spread joy faster by sending same-day rewards through virtual and physical prepaid cards. Businesses across world, big and small use Xoxoday  to simplify their payouts and incentives.

Spreading delight to 2M+ users with 1500+ businesses of all sizes

Your gateway to a diverse range of prepaid cards for all your needs

Your one-stop gateway to a comprehensive range of prepaid cards designed to cater to all requirements.

Leverage the power of prepaid cards

Instant Delivery

Issue cards in a matter of seconds in bulk, upto 10,000 recipients.

Reduced costs

Gain operational efficiencies with a more cost-effective payment solution.

Personalize experience

Custom-brand your virtual card and create lasting impressions.

Custom denominations

Send any amount in any denomination ($1, ¥125.5, ₹2500, £52).

Virtual Prepaid Cards vs Physical Prepaid Cards

Understanding when to opt for a virtual or physical prepaid card is crucial for users navigating the dynamic landscape of digital and traditional transactions. Whether emphasizing immediate access for online transactions, prioritizing security in the virtual realm, or seeking the familiarity of a physical card for in-person purchases, this comparison serves as a guide to help users make informed decisions based on their unique preferences and requirements.
Virtual Prepaid Cards
Physical Prepaid Cards
Can be instantly generated and used online.
Requires physical issuance and delivery.
Online Purchases
Ideal for online shopping and digital transactions.
Convenient for in-store purchases and ATM withdrawals.
In-Person Transactions
Not suitable for in-person transactions as they lack a physical presence.
Convenient for in-store purchases and ATM withdrawals.
May offer additional security features like one-time-use card numbers.
Vulnerable to physical theft or loss.
International Use
Often suitable for international transactions, provided the card issuer supports it.
May have limitations based on the card network and issuing bank.
Limited physical customization options.
May offer customization like personalized designs or photos.

Sending a Xoxoday experience reward is effortless with these 3 simple steps

Create a campaign
Spread the joy by creating a Xoxo reward link campaign.
Select preferred card
Choose the prepaid card of your choice depending on the geography and location of recipient.
Sit back and relax they receive all the details over an email.

Flexible & Scalable to meet your unique needs

Whether it's webinars, survey rewards, customer loyalty programs, employee recognition, make them successful with Xoxoday’s prepaid cards for everyone.

Security and compliance at the core

Xoxoday platform meets the highest certification standards to help reduce compliance burdens for your business and keep payouts safe.

Here is what Xoxoday offers:

HTTPS and HSTS for secure connections
Vulnerability disclosure and reward program
The platform adheres to all global standards including WCAG, SOC II, ISO 27001, CCPA, HIPPA and GDPR
Checks and processes like VAPT, code reviews, BCP, firewalls, IDS, logging, monitoring, MFA, data encryption and code audits.

Frequently Asked Questions

1. How can I use Xoxoday prepaid cards?

Prepaid cards (Digital) are primarily configured to online usage. Visa cards are restricted for usage at merchants who support Visa. On details of usage across multiple geos, please refer to terms and conditions listed on the product page.

2. Can prepaid cards be bought and rewarded in bulk?

Yes, Most prepaid cards can be produced in Bulk on the dashboard and distributed.  We request you to check terms and conditions before procurement. 

3. Do prepaid cards expire?

Yes, validity varies from 3 months to 12 months, the same can be checked on the product page

4. Can I customize the Xoxoday prepaid cards for a specific occasion or purpose?

At this moment, we do not offer customisation on prepaid cards

5. Are there any fees associated with Xoxoday prepaid cards?

India and USA, we do not charge additional fee. For EUR and GBP cards, an additional 7% surcharge is applicable.

6. How do I check the balance on my Xoxoday prepaid card?

This differs from card to card based on the issuing geo. The same is available in the terms and conditions section for each card

7. Can I reload funds onto my Xoxoday prepaid card?

As of now, we support only one time card.

8. How quickly can I receive my Xoxoday prepaid card after placing an order?

Most cards are instant delivery.

9. Are there any restrictions on the types of purchases I can make with my Xoxoday prepaid card?

Please refer to terms and conditions

10. Are there any tax liabilities associated with using these prepaid cards?

No, if the cards are given as part of a reward program.

If you have any more questions or need further assistance, please don't hesitate to contact our support team at [email protected]. We're here to help you make your rewards program a success!