Simplify global payments

with virtual prepaid cards

While payment gateways like PayPal have made fund transfer across geographies convenient, their lengthy processing time and higher percentage per transaction is off-putting for both — the gig workforce and business. Instead, use Virtual Prepaid Cards, a versatile payout solution that’s not just instant and tamper-proof but also cost-effective and impactful.
Use Xoxoday’s payouts infrastructure to add funds, disburse payments instantly and track transfer status in real time.

Trusted by leading company Globally

Delivers targeted and personalized rewarding experiences

Tailor your rewarding experience for customers, partners and employees and gratify them instantly
Send global payments to up to 10K recipients
  • Save time and efforts by sending payments via virtual prepaid cards in bulk and within seconds. Disburse payouts instantly to up to 10,000 beneficiaries at once using file upload or API.
Benefit from auto currency conversions
  • Set up a denomination in a currency you prefer ($, €, ¥, ₹, £) without conversion hassles. They are automatically converted into the equivalent currency value on the recipient's side.
Deliver a localized redemption experience
  • Enable your global gig workforce to have a payment redemption experience that’s one click and supports 12 languages, let them choose their local language.
Ensure tax liability and management
  • Manage tax liabilities and calculations for payouts made against non-employed gig workers. Generate reports that help comply with local tax regulations and requirements such as Form 1099.

Reimagine your payouts infrastructure with Xoxoday Plum

  • Select a virtual prepaid card of your choice (Visa, Mastercard, PayPal, Paytm, PhonePe, etc.) from our storefront
  • Preload the prepaid card with the amount you want to pay to your recipient.
  • The recipient redeems the reward money from any part of the world without worrying about compliance by entering key information such as Bank, Card details, and E-wallet’s registered phone number. to redeem geographies.
  • The recipient receives the amount to their preferred account/channel. Positive experiences with prompt payments establishes professionalism, builds trust and long-term relationships.
  • Select a virtual prepaid card of your choice (Visa, Mastercard, PayPal, Paytm, PhonePe, etc.) from our storefront
  • Preload the prepaid card with the amount you want to pay to your recipient.
  • The recipient redeems the reward money from any part of the world without worrying about compliance by entering key information such as Bank, Card details, and E-wallet’s registered phone number. to redeem geographies.
  • The recipient receives the amount to their preferred account/channel. Positive experiences with prompt payments establishes professionalism, builds trust and long-term relationships.

Instant payouts keeps your gig workers motivated

Increase inherent motivation
Appreciate the efforts of your gig workers and freelancers by sending them payments without any delays. In the gig economy, reputation travels fast, and word-of-mouth can greatly impact your ability to attract skilled individuals.
Build strong relationships
Disburse payouts directly without any banking relationship. Issue virtual prepaid cards, preloaded with the amount to be paid to the beneficiary. Spread joy faster by sending payments on-time once jobs are done.
Make global payments simplified
Overcome the issues of higher overdraft fees, account freezes, and failed transactions while making international payments. Make recurring payments frictionless through virtual prepaid cards and maintain a positive relationship.

Don’t take our word for it. Hear what our customers say about us!

Our global reward strategy is now universally appealing
“Technically, Xoxoday filled a gap and helped us integrate with our existing CRM to reward our sales partners from the flow of work rather than replace an existing system. The integration not only saved us on cost but also increased engagement.”
— A global media business
Instant rewards across borders are now a reality for us
"The virtual prepaid cards specifically addressed our need for a simple, effective global payment solution. Instant rewards across borders are now a reality for us, making them timely and relevant, regardless of geography our participants are from."
— A renowned research firm

Enterprise grade platform that is fully secure and designed to scale

Data protection is of utmost importance at Xoxoday, and we are committed to providing a safe, secure, and compliant loyalty ecosystem for businesses.

Simplify global payments

with virtual prepaid cards

While payment gateways like PayPal have made fund transfer across geographies convenient, their lengthy processing time and higher percentage per transaction is off-putting for both — the gig workforce and business. Instead, use Virtual Prepaid Cards, a versatile payout solution that’s not just instant and tamper-proof but also cost-effective and impactful.
Use Xoxoday’s payouts infrastructure to add funds, disburse payments instantly and track transfer status in real time.
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Send global payments to up to 10K recipients
  • Save time and efforts by sending payments via virtual prepaid cards in bulk and within seconds. Disburse payouts instantly to up to 10,000 beneficiaries at once using file upload or API.
Benefit from auto currency conversions
  • Set up a denomination in a currency you prefer ($, €, ¥, ₹, £) without conversion hassles. They are automatically converted into the equivalent currency value on the recipient's side.
Deliver a localized redemption experience
  • Enable your global gig workforce to have a payment redemption experience that’s one click and supports 12 languages, let them choose their local language.
Ensure tax liability and management
  • Manage tax liabilities and calculations for payouts made against non-employed gig workers. Generate reports that help comply with local tax regulations and requirements such as Form 1099.

Instant payouts keeps your gig workers motivated

Increase inherent motivation
Appreciate the efforts of your gig workers and freelancers by sending them payments without any delays. In the gig economy, reputation travels fast, and word-of-mouth can greatly impact your ability to attract skilled individuals.
Build strong relationships
Disburse payouts directly without any banking relationship. Issue virtual prepaid cards, preloaded with the amount to be paid to the beneficiary. Spread joy faster by sending payments on-time once jobs are done.
Make global payments simplified
Overcome the issues of higher overdraft fees, account freezes, and failed transactions while making international payments. Make recurring payments frictionless through virtual prepaid cards and maintain a positive relationship.

Reimagine your payouts infrastructure with Xoxoday Plum

  • Select a virtual prepaid card of your choice (Visa, Mastercard, PayPal, Paytm, PhonePe, etc.) from our storefront
  • Preload the prepaid card with the amount you want to pay to your recipient.
  • The recipient redeems the reward money from any part of the world without worrying about compliance by entering key information such as Bank, Card details, and E-wallet’s registered phone number. to redeem geographies.
  • The recipient receives the amount to their preferred account/channel. Positive experiences with prompt payments establishes professionalism, builds trust and long-term relationships.
  • Select a virtual prepaid card of your choice (Visa, Mastercard, PayPal, Paytm, PhonePe, etc.) from our storefront
  • Preload the prepaid card with the amount you want to pay to your recipient.
  • The recipient redeems the reward money from any part of the world without worrying about compliance by entering key information such as Bank, Card details, and E-wallet’s registered phone number. to redeem geographies.
  • The recipient receives the amount to their preferred account/channel. Positive experiences with prompt payments establishes professionalism, builds trust and long-term relationships.

Reimagine your payouts infrastructure with Xoxoday Plum

Step 1:  
  • Select a virtual prepaid card of your choice (Visa, Mastercard, PayPal, Paytm, PhonePe, etc.) from our storefront
  • Preload the prepaid card with the amount you want to pay to your recipient.
Step 2:
  • The recipient redeems the reward money from any part of the world without worrying about compliance by entering key information such as Bank, Card details, and E-wallet’s registered phone number. to redeem geographies.
Step 3:
  • The recipient receives the amount to their preferred account/channel. Positive experiences with prompt payments establishes professionalism, builds trust and long-term relationships.

Reimagine your payouts infrastructure with Xoxoday Plum

Step 1:  
  • Select a virtual prepaid card of your choice (Visa, Mastercard, PayPal, Paytm, PhonePe, etc.) from our storefront
  • Preload the prepaid card with the amount you want to pay to your recipient.
Step 2:  
  • The recipient redeems the reward money from any part of the world without worrying about compliance by entering key information such as Bank, Card details, and E-wallet’s registered phone number. to redeem geographies.
Step 3:  
  • The recipient receives the amount to their preferred account/channel. Positive experiences with prompt payments establishes professionalism, builds trust and long-term relationships.

Reimagine your payouts infrastructure with Xoxoday Plum

Step 1:
  • Select a virtual prepaid card of your choice (Visa, Mastercard, PayPal, Paytm, PhonePe, etc.) from our storefront
  • Preload the prepaid card with the amount you want to pay to your recipient.
Step 1:
  • The recipient redeems the reward money from any part of the world without worrying about compliance by entering key information such as Bank, Card details, and E-wallet’s registered phone number. to redeem geographies.
Step 1:
  • The recipient receives the amount to their preferred account/channel. Positive experiences with prompt payments establishes professionalism, builds trust and long-term relationships.

Reimagine your payouts infrastructure with Xoxoday Plum

Step 1:
  • Select a virtual prepaid card of your choice (Visa, Mastercard, PayPal, Paytm, PhonePe, etc.) from our storefront
  • Preload the prepaid card with the amount you want to pay to your recipient.
Step 1:
  • The recipient redeems the reward money from any part of the world without worrying about compliance by entering key information such as Bank, Card details, and E-wallet’s registered phone number. to redeem geographies.
Step 1:
  • The recipient receives the amount to their preferred account/channel. Positive experiences with prompt payments establishes professionalism, builds trust and long-term relationships.

We are a trusted partner for renowned brands

Don’t take our word for it. Hear what our customers say about us!

Our global reward strategy is now universally appealing
“Technically, Xoxoday filled a gap and helped us integrate with our existing CRM to reward our sales partners from the flow of work rather than replace an existing system. The integration not only saved us on cost but also increased engagement.”
— A global media business
Instant rewards across borders are now a reality for us
"The virtual prepaid cards specifically addressed our need for a simple, effective global payment solution. Instant rewards across borders are now a reality for us, making them timely and relevant, regardless of geography our participants are from."
— A renowned research firm

Security and compliance at the core

Xoxoday platform meets the highest certification standards to help reduce compliance burdens for your business and keep payouts safe.
Here is what Xoxoday offers:
HTTPS and HSTS for secure connections
Vulnerability disclosure and reward program
The platform adheres to all global standards including WCAG, SOC II, ISO 27001, CCPA, HIPPA and GDPR
Checks and processes like VAPT, code reviews, BCP, firewalls, IDS, logging, monitoring, MFA, data encryption and code audits.