Competitive Battlecard

Best Merkle Alternatives: Why Brands Choose Xoxoday Loyalife

Evaluating Merkle for loyalty and CRM? See where a services-led agency model and a productized loyalty platform diverge, and what that means for speed, cost, and control.

Trusted by 5,000+ enterprises across 150+ countries

AAT
Access
Al Masraf
Alkem Laboratories
Allied Bank
BNI
Bank BRI
Bank bjb
Bank of Maldives
CBI
Commercial Bank
Danamon
Eastern Bank PLC
Ecobank
Eurogrip
Landco Pacific
Mandiri
Mutual Trust Bank PLC
QIB
Siddhartha Bank
Stanley Black & Decker
Worldia
ahlibank
SAPTCO
TBO.com
AAT
Access
Al Masraf
Alkem Laboratories
Allied Bank
BNI
Bank BRI
Bank bjb
Bank of Maldives
CBI
Commercial Bank
Danamon
Eastern Bank PLC
Ecobank
Eurogrip
Landco Pacific
Mandiri
Mutual Trust Bank PLC
QIB
Siddhartha Bank
Stanley Black & Decker
Worldia
ahlibank
SAPTCO
TBO.com

Why Xoxoday

Why Companies Choose Xoxoday

10 enterprise-grade differentiators that set Loyalife apart.

1

A Platform You Run, Not a Project You Commission

Configure programs, rules, and campaigns yourself, with no services engagement needed for every change.

2

Loyalty Across Every Audience

Customer, channel, influencer, and coalition programs on one platform.

3

True Global Infrastructure

150+ countries, multi-currency, 50+ languages, local tax governance, and flexible data residency across public, private, and on-premise clouds.

4

Owned Rewards Marketplace

10M+ options across 30+ categories with no middlemen, plus direct Amazon redemption in select markets.

5

Value for Money & Lower TCO

Best-price catalog with no hidden markups. On Generation and On Redemption billing models to match how your finance team operates.

6

Built-In Enterprise-Grade Controls

Role-based access, maker-checker workflows, budget thresholds, a reward rule engine, and country-level controls.

7

Amazon Partnership

Direct redemption on Amazon in the US, UK, India, Spain, and Germany, so recipients shop on Amazon's actual website.

8

One Platform for Every Reward Use Case

Customer, channel, and influencer loyalty, promotions, and payouts in one place, without stitching together multiple vendors.

9

AI Copilot Across the Platform

AI-powered reward recommendations, program optimization, insights, and automation built into the product.

10

Professional Services

Onboarding consulting and project management, a dedicated CSM, structured MBRs and QBRs, and AI-powered 24/7 support across time zones.

Feature Comparison

How Loyalife Addresses Feature Gaps with Merkle

Merkle is a global CRM and loyalty agency, owned by Dentsu, with a LoyaltyPlus platform that runs 50 live programs across 19 countries and deep Salesforce, Adobe, and Braze delivery. Gaps emerge for teams that want to self-serve without services dependency, run channel and influencer loyalty, own the rewards marketplace, and control total cost.

Enterprise programs span several audiences and business models, not a single customer rewards setup.

Feature
Merkle
Xoxoday Loyalife
Customer loyalty
Supported through LoyaltyPlus, including tiers, badges, and punch cards
Points, tiers, and custom currencies for customer loyalty programs.
Channel and influencer loyalty
Not publicly documented
WhatsApp-led channel and influencer loyalty with invoice and QR-based earning flows.
Coalition programs
Not publicly documented
Coalition loyalty with unified wallets and partner-specific earn and burn logic.
Omnichannel loyalty
App, web, wallet, push, RCS, and in-store experiences through partner solutions
Unified omnichannel loyalty across in-store, online, and app journeys.

Pricing and feature claims reflect information publicly available as of the publish date and may change. Readers should verify current details on the competitor's site.

Beyond the Platform

Beyond the Platform - What You Get When You Choose Loyalife

When you go live with Loyalife, you get dedicated Implementation Engineers, structured launch support, and adoption workshops, so your program lands with momentum.

After launch, a dedicated Customer Success Manager tracks adoption, runs engagement campaigns, and leads Monthly and Quarterly Business Reviews, with AI-powered 24/7 support across time zones.

Merkle's strength is agency-led strategy, creative, and media. Loyalife is a platform for teams that want to own and operate their program, and brands that want full-service creative can pair Loyalife with their agency of choice.

The longer you use Loyalife, the smarter, more automated, and more impactful your loyalty programs become.

Customer stories

Real results from teams running enterprise loyalty programs

Leading banks, energy companies, and travel platforms rely on Xoxoday Loyalife to run scalable loyalty programs with greater control and visibility.

CBI logo

Siny Antony Davis

Manager, Cards Portfolio Management, Retail Banking Group, CBI

Retail Banking · Cards Portfolio

We appreciate Loyalife's efficient client management. The level of detail and accountability demonstrated on each project is great, leading to a tremendous improvement in customer engagement. We will surely recommend their services to other banks.
MTB logo
Loyalife has made our loyalty program 'MRewardz,' and has taken it to a new height. Cardholders are now more motivated to use their cards and earn MRewardz points. I believe Loyalife will make the program only more exciting and rewarding in the coming days.

Md Abu Bokar Siddik

Head of Cards, Card Division, Mutual Trust Bank (MTB) Limited

Banking · Card Rewards

Ola Energy logo
Loyalife is a true partner. We chose Loyalife as our loyalty provider to work with us across 17 countries in Africa. The Loyalife team is extremely flexible and fully supportive throughout the way. The system is cutting edge from the user interface to the options provided to our consumers.

Motaz Ben Saoud

Corporate Retail Officer, Ola Energy

Energy · Retail Loyalty