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Restructure CTC, consolidate 6+ vendors, and give every employee 12 configurable wallets. One platform for HR, Finance, and Wellbeing leaders.
TRUSTED BY LEADING BRANDS
How benefits look when they live across point vendors, and how they look when they are unified under one platform.
Vendor sprawl
6+ point vendors in silos, meal, gift, fuel, health, L&D, EWA. CFO, HR, and employees each see a different slice.
Broken employee experience
Five logins, five apps, five reimbursement flows. Under 12% of employees know what they have.
Distributed teams left behind
Different countries, currencies, and statutory rules create gaps. The remote workforce ends up with patchwork benefits.
Cost center, not a lever
High complexity, low efficiency, rising vendor overhead. Benefits become a line item to defend, not a strategic asset.
One unified platform
Health & Wellness, Travel, L&D, Financial Wellbeing, lifestyle, gifting, all on one stack with shared rails.
Multi-benefit wallets on one card
Tax savings, lifestyle spends, and fringe benefits routed through a single card. Powered by Mastercard/Visa and 500+ partners globally.
Engaged, gamified workforce
Recognition, challenges, leaderboards, and reward streaks turn benefits into a daily ritual. Adoption typically 90%+ across cohorts.
Compliance + audit-ready
Built-in tax compliance, regulation handling, audit logs, and approval workflows. One dashboard for finance, HR, and audit.
60%
CTC restructure potential
Of eligible CTC components can be restructured for better take-home.
6+
Vendor consolidation
Average number of point vendors replaced by one Empuls platform.
12+
Out-of-the-box wallets
Configurable wallets, card, marketplace, or BNPL, live from day one.
90%+
Employee adoption
Typical adoption when all three consumption modes are turned on.
Three live consumption modes for every benefit, all available today. Swipe at MCC-mapped merchants, browse a curated marketplace, or salary-deduct big-ticket spends.
Card · Marketplace · Credit
Meals, fuel, health and wellness, L&D, gifting, charity, and more. Every wallet has its own eligible-merchant list, MCC restrictions, tax rules, and budget controls.
Meals · Fuel · H&W · L&D · Gift · Charity · and more
Compliance dashboards, approval workflows, and HITL exception handling. Tax-payroll feeds reconcile automatically; everything is logged for audit.
Compliance dashboards · 25+ HRMS connectors · approval workflows
Every wallet is rule-driven, bundle them by cost centre, geography, role, or grade. Add a Custom Wallet for anything the standard 12 do not cover.
Meal Card and marketplace partners for restaurants, cafes, and grocers.
Fuel, car maintenance, NCMC transit. Usage-based swipe controls.
Monthly bill reimbursements. Direct-feed from telecom partners where available.
Books, courses, certifications, and learning subscriptions.
OPD, fitness memberships, screenings, and mental health support.
Wallet-funded insurance top-ups, small-ticket covers, OPD add-ons.
Leasing partners for devices, laptops, and vehicles, perk-coded.
Streaming, music, and leisure subscriptions on approved plans.
Birthdays, milestones, festivals, cards and vouchers, ready to send.
Donation partners with employer match and auto-generated receipts.
Relocation, conveyance, and last-mile mobility for new joiners and field staff.
Company attire, ergonomic setup, and remote-work peripherals.
Beyond the 12 standard wallets, the Custom Wallet lets you build a category for your brand, company swag, lifestyle subscriptions, hobby stipends, event budgets. Ties directly into the Swags & Merchandize storefront for on-demand catalogs.
The Admin Console handles every step from vendor selection to compliance reporting. Each step ships with sensible defaults so the first benefit can be live in a single day.
First benefit live in a day. Full suite in under two months.
Pick partners across meal, fuel, fitness, OPD, L&D, mental health, gifting, and more.
All contracts, SLAs, and pricing are pre-negotiated. No procurement legwork.
Set annual and monthly budgets per category (meal, fuel, wellness, gifting, etc.).
Live forecasting against headcount. Warnings when a budget would breach.
Create programs (Meal allowance, Wellness LSA, Gift wallet) with eligibility windows.
Notifications, enrolment flows, and reminders all run automatically.
Override defaults for specific employees, top-ups, opt-outs, life-event bonuses.
Every override is logged with reason and approver trail for audit.
Configure who gets what by cost centre, business unit, location, grade, or tenure.
The rule engine resolves the right policy set for each employee at run-time.
Drill into utilization by partner, category, BU, and cohort. Spot what drives engagement.
Real-time dashboards. One-click exports for finance, audit, and benefits brokers.
Sign off on monthly tax and payroll feeds, audit pack, and regulatory reports.
Reports auto-generated. RBI, FEMA, and tax filings stay current as rules change.
Everything that touches money, tax, or KYC on Empuls is built to satisfy finance, audit, and the regulator at once. The platform standardizes how spends are categorized, how documents are parsed, how loans flow, and how every step lands in payroll, without a spreadsheet relay race.
Two views of the same platform, one for the employee, one for the employer. Both lift, but in different ways.
Before vs After Empuls
Tax Savings
Tax-exempt allowances
Taxed at slab
₹1,53,000 saved
80C / 80D / 80G + GTI top-ups
Manual filing
₹72,000 saved
Expenses Saved
Daily essentials
MRP / full price
5–7% off · ₹18,000
Lifestyle & wellness
MRP / full price
6–10% off · ₹14,000
Big-ticket spends
Credit-card EMI
Salary-deduct · ₹22,000
Overall Wellbeing
Fitness & wellness score
Tracked nowhere
90%+ engaged
Mental wellness & EAP
Self-paid
Wallet covered
₹2.04L+ saved per year + measurable wellbeing
Other Players vs Empuls
Operating Cost
Vendor footprint
6+ point vendors
1 platform · less cost
HRMS & payroll integration
Custom build per vendor
25+ integrations out-of-the-box
Risk & Compliance
Compliance & audit prep
Manual paper trail
1-click tax & audit reports
Lending exposure
On employer balance sheet
Tripartite, LSP carries risk
Strategic Leverage
GTI premium negotiation
Quoted blind
Fitness-data leverage
Adoption
<40%, fragmented UX
90%+, multi-mode UX
Reporting
Multiple dashboards
Single ROI dashboard
Cost center → strategic, measurable lever
Estimated based on a representative CTC, the 30% tax slab, and full utilization of the Empuls wallet stack. Actual savings vary by CTC, restructure preference, regime opted, and city.
Reviewed on G2Verified reviews from people who run employee perks and benefits on Empuls, straight from G2.
Rae D.
Transaction Coordinator & Administrative Manager
Small-Business (50 or fewer emp.)
A great, convenient process, perfect for someone short on time who needs to get all the gifting done quickly.
Ankit G.
Implementation Specialist
Mid-Market (51-1000 emp.)
The interface is clean and intuitive, with a wide range of brand partners across shopping, dining, and travel, plus a secure, seamless checkout.
Rishabh J.
Founder
Consulting · Mid-Market (51-1000 emp.)
Empuls made disbursing incentives simple, with an easy-to-use platform and a wide range of brands to redeem with, including Paytm and Amazon Pay.
Works with your systems
Native sync for SAP SuccessFactors, Workday, BambooHR, Zoho People, Darwinbox, and more. Direct payroll feeds for attendance, CTC components, and Form-16-ready exports. SSO via SAML or OAuth 2.0. Open REST APIs for anything outside the catalog.
