Reward catalogue and incentive cards
for Mastercard programmes
Xoxoday provides the reward catalogue and card infrastructure that banks and businesses use to run cardholder loyalty and incentive programmes on the Mastercard network.
From trigger to rewarded recipient
A fully managed fulfilment pipeline connecting your programme logic to instant reward delivery, with no operational overhead on your side.
01
Connect via API
Your cardholder portal, loyalty management system, or corporate incentive platform connects to Xoxoday via REST API. Spend milestones, points balances, or campaign events trigger reward eligibility automatically.
02
Choose a reward
Cardholders and employees visit a branded storefront and choose from 10,000+ options across gift cards, prepaid cards, travel, dining, and experiences relevant to their local market.
03
Instant delivery
Xoxoday fulfils the reward immediately. The recipient receives a voucher code, QR code, or prepaid card link via email, SMS, or directly within their portal - with no manual processing.
04
Automated reporting
Programme managers receive daily reconciliation reports covering issuance, redemption, and outstanding liability, accessible via dashboard or structured API feed.
Two programme models
Both models use Xoxoday's fulfilment and card infrastructure on the Mastercard network. They operate independently or together depending on your programme structure.
Cardholder loyalty programmes
Banks and card issuers running Mastercard® cardholder programmes connect to Xoxoday's catalogue API to deliver instant, localised rewards at the moment of redemption.
- 10,000+ reward options across gift cards, travel, and experiences
- White-label storefront branded to your programme
- Local currency pricing across 100+ countries
- Daily reconciliation and redemption reporting
Corporate incentive programmes
Businesses use Mastercard® prepaid reward cards, distributed via Xoxoday's platform, to run employee recognition, sales incentive, and customer loyalty programmes at any scale.
- Virtual and physical Mastercard prepaid reward cards
- Configurable spend controls and load limits
- Accepted wherever Mastercard is accepted globally
- Full issuance, tracking, and reporting via API
Everything a programme team needs to deliver rewards at scale
Built for the operational and compliance requirements of global card networks and corporate incentive teams. Scalable, secure, and ready to deploy.
Global reward catalogue
10,000+ rewards across every category - gift cards, vouchers, travel credits, dining, wellness, and experiences - with local brands curated for relevance in every major market.
Real-time fulfilment
Rewards are delivered the moment a cardholder redeems - via email, SMS, or within the cardholder portal. No batch processing, no manual steps, no delays at the redemption moment.
Multi-currency, multi-market
Local currency pricing, tax-compliant redemption flows, and regionally relevant brands ensure a consistent cardholder experience wherever your programme operates.
Mastercard prepaid cards
Issue virtual and physical Mastercard prepaid reward and incentive cards through licensed card issuers. Accepted globally, with configurable spend controls and instant activation.
Enterprise compliance
SOC 2 Type II, ISO 27001, GDPR, and PCI-DSS certified. Built to meet the security, audit, and data residency requirements of global card networks and financial institutions.
Programme analytics
Real-time dashboards give programme managers visibility into redemption rates, catalogue performance, and reward liability at any point. Structured API feeds into your reporting stack.
The Xoxoday reward catalogue
10,000+ reward options across every category cardholders and employees care about, with local brands in every market you operate in. Curated and actively maintained to reflect local market availability.
Built to enterprise security standards
Full certification documentation available on request.
Mastercard® is a registered trademark of Mastercard International Incorporated. Prepaid cards distributed through Xoxoday's platform are issued by licensed card issuers, not by Mastercard or Xoxoday.
Questions about the partnership
Common questions from card programme managers, bank teams, and corporate incentive leads.
Ready to see it in action? Book a demoXoxoday provides REST APIs that connect to your cardholder portal, mobile application, or loyalty management system. Reward eligibility can be triggered by spend milestones, points balances, or campaign events. Most integrations go live within four to eight weeks. A dedicated solutions engineer supports scoping and delivery from kickoff through launch.
Yes. The reward storefront, redemption emails, and voucher communications are fully white-labelled. Cardholders and recipients see your programme branding throughout the experience, not Xoxoday's.
Xoxoday's platform enables businesses to distribute virtual and physical Mastercard prepaid reward cards through licensed card issuers. Cards can be configured with spend controls and load limits, and are accepted wherever Mastercard is accepted globally. Issuance, balance tracking, and reporting are all accessible via API or dashboard.
The reward catalogue and prepaid card programmes cover 100+ countries. Local currency pricing and regionally relevant brands are built in for each supported market, with no manual conversion required.
Rewards are fulfilled instantly. Xoxoday provides automated daily reconciliation reports covering issuance, redemption, and outstanding liability. Reports are available via dashboard or as structured API feeds into your reporting or finance stack.
Xoxoday is SOC 2 Type II certified, ISO 27001 certified, GDPR compliant, and PCI-DSS compliant. Full certification documentation and security questionnaire responses are available on request.
Book a demo using the form on this page. Our partnerships team will respond within two business days and schedule a call to understand your programme structure, geography, catalogue requirements, and preferred integration approach.
Book a demo
See Xoxoday in action
Get a personalised walkthrough of the platform. We will show you what is most relevant to your programme and answer every question on the call.
- Live product walkthroughSee the platform in action with a walkthrough tailored to your use case and market.
- 30-minute sessionNo lengthy sales process. One focused call to show you exactly what is relevant.
- Dedicated expertYou speak directly with a solutions specialist who knows your industry.