Powering reward fulfilment for Mastercard cardholder programmes
Xoxoday provides the global reward catalogue, real-time fulfilment infrastructure, and white-label storefront that Mastercard programmes use to deliver meaningful rewards to cardholders worldwide.
From card transaction to rewarded cardholder
A fully managed fulfilment pipeline connecting your programme logic to instant reward delivery, with no operational overhead on your side.
01
Integrate via API
Your cardholder portal or loyalty management system connects to the Xoxoday catalogue API. Spend milestones, points balances, or campaign triggers unlock reward eligibility.
02
Cardholder browses and redeems
Cardholders visit a branded reward storefront and choose from gift cards, vouchers, travel credits, or curated experiences relevant to their local market.
03
Instant reward delivery
Xoxoday processes and delivers the reward in real time. The cardholder receives a voucher code, link, or QR code via their preferred channel.
04
Automated reporting
Your programme team receives daily reconciliation reports and has on-demand access to issuance, redemption, and liability data via dashboard or API.
Everything a card programme needs to run rewards at scale
Built for the operational and compliance requirements of global card networks. Scalable, secure, and ready to deploy.
Global reward catalogue
Give cardholders access to 10,000+ gift cards, vouchers, prepaid cards, and experiences spanning retail, travel, dining, and wellness across every major market.
Real-time fulfilment
Rewards are delivered instantly via email, SMS, or embedded within the cardholder portal. No manual processing, no delays at the redemption moment that matters most.
Multi-currency, multi-market
Local currency pricing, tax-compliant redemption flows, and regional brand coverage ensure a consistent experience for cardholders wherever they transact.
Enterprise compliance
SOC 2 Type II, ISO 27001, GDPR, and PCI-DSS compliant infrastructure. Built to meet the data security and audit requirements of global card programmes.
Programme analytics
Real-time dashboards and reconciliation feeds give programme managers visibility into redemption rates, catalogue performance, and reward liability at any point in time.
White-label experience
Deliver a fully branded reward storefront. The catalogue interface, redemption emails, and voucher communications carry your programme identity from end to end.
A catalogue your cardholders will actually use
10,000+ rewards across every category cardholders care about, with local brands in every market you operate in. Curated, kept current, and expanding every month.
Built to enterprise security standards
Full certification documentation available on request.
Questions about the partnership
Common questions from card programme managers and digital rewards teams.
Xoxoday provides REST APIs that connect directly to your cardholder portal, mobile app, or loyalty management system. Most integrations go live within four to eight weeks. A dedicated solutions engineer supports the integration from kickoff to launch.
Yes. The reward storefront, redemption emails, voucher communications, and portal interface are fully white-labelled. Cardholders see your programme branding throughout the experience.
The catalogue covers 100+ countries with local currency pricing and regionally relevant brands. Multi-currency support ensures reward values display correctly for each cardholder market without manual conversion.
Rewards are fulfilled instantly. Xoxoday provides automated daily reconciliation reports covering issuance, redemption, and outstanding liability. Reports are available via dashboard or as a structured API feed into your reporting stack.
Xoxoday is SOC 2 Type II certified, ISO 27001 certified, GDPR compliant, and PCI-DSS compliant. Full certification documentation and security questionnaire responses are provided during the partnership onboarding process.
Submit the form on this page and our partnerships team will reach out within two business days. We will schedule a scoping call to understand your programme structure, catalogue requirements, market footprint, and preferred integration approach.