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Awarded as best rewards and incentives software by G2 crowd in 2023

Get flexible benefits with multi-benefit cards to promote employee wellness and financial wellbeing

Xoxoday multi-benefit card offers flexible benefits to specific categories, including telecom usage and meal access, commuter benefits, and educational publications. Experience seamless connectivity through a single, hassle-free platform with multiple avenues for various benefits and services.

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Trusted by over 3000+ customers worldwide

Offer flexible benefits as part of an employee benefits package for a maximum tax deduction

Redefining flexibility with multi-benefit cards

Get rid of the hassle of connecting with multiple vendors for multiple employee needs. Use Xoxoday multi-benefit cards to fulfil multiple employee needs.

A consolidated source of reimbursement

Increase employee participation and engagement with a universal card and make various reimbursement processes seamless. Customize the card, allocate wallet funds, and recharge whenever using one platform.

Reduce administrative hassle

Take advantage of flexible benefits cards and reduce administrative burden. Reduce the workload associated with processing reimbursement claims with a centralized process.

Flexible benefits include tax-saving benefits, tracking of expense management, and more

Flexi-benefit cards allow the use and seamless integration of technological solutions to manage benefit programs, with the capability to store balances of up to Rs. 200,000. Xoxoday's multi-benefit card offers a remarkable blend of flexible benefits plans and substantial RBI-compliant capacity.

Delivering flexibility easily

  • Utilize your Xoxoday account credentials to log in and gain access to the full array of features.
  • Initiate your card's activation process and recharge it with the designated funds to start employee participation.
  • Distribute flexibility benefit plans among employees and initiate online onboarding

Benefits of flexibility to promote tax savings

  • Save up to 30% on taxes, amounting to 36,060 INR, through eligible expenses on fuel, meals, educational content, and telecommunication usage.
  • Get an RBI-mandated multi-benefit card, which is PPI-licensed and has MCC restrictions.

Multi-benefit card comes with mandated compliances

  • Ensure full compliance with tax regulations. 
  • Assure ISO 27001 and SOC 2 certified processes and operations
  • Get real-time utilization reports on the dashboard.
  • Notice the reduction in tax payout and increase in takeaway salary.

Deliver flexible benefits through multi-benefit cards tailored to meet the specific needs of employees

Customize the universal card by allocating funds up to Rs.200,000 to different benefit accounts and provide flexibility to adapt to the workforce's diverse needs. Integrate Xoxoday multi-benefit card and notice:


tax deduction


tax compliance


support and security
* Backed by product usage metrics and user surveys
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More reasons to choose Plum

Comprehensive reporting

Get reports delivered to your inbox or use our dashboard to get information on the success of your rewards program.


Transcend geographies without any conversion hassles. Deliver e-gifts in a currency you prefer.

Security and compliance

Xoxoday platform meets the highest certification standards to help reduce compliance burdens for your business.

Support that teams swear by

24*7 support with 99.9% response time. Setup assistance, Redemption support, Chat, and email help.

Excellent customer support
The platform is user-friendly and has intuitive UI. Excellent customer support. Never really faced any issues.
Rewarding for HRs, Delightful for employees
Accenture- Recognition is beyond any financial compensation any person can receive, as it becomes such a wholesome moment for that individual and makes their time at the organization worthwhile.
Responsive teams with 100% uptime
Xoxoday has been very responsive so far, be it resolving an urgent contingency or any requirement. Its APIs were very responsive with 100% uptime.
Great range of global rewards
Our employees really like the Xoxoday rewarding process. The customer service that they offer is exceptional and commendable. That was the most important criteria for us to decide on them.
A superpower for growth marketers
Xoxoday is that superpower that every growth marketer can do so much more with!. Xoxoday has been a great value addition to Xero. We achieved a 20% growth year on year and it's a brilliant performance for us.

Flexible benefit card for an enhanced employee experience

Streamline multiple flexible benefits available to your employees, such as commuter, meal, educational, and telecom benefits, by consolidating them onto one card. With a universally accepted card, you can reduce administrative hassles associated with managing multiple benefit programs and cards, track data through the employer admin portal, and more.

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4.9 out of 5
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