The challenge
Incentives without verification, targeting, or proof
The company needed to incentivize retailers at scale, but had no gate to confirm who a retailer was, no way to target a scheme to the retailers it was meant for, and no consistent way to prove a claimed sale actually happened.
- Retailer onboarding and eligibility needed KYC and verification before incentivizing at scale
- Schemes required targeted rollout and approvals, not blanket publishing to all retailers
- Proof validation for sales and visibility was manual, inconsistent, and prone to disputes
- Retailers lacked clear visibility into targets, locked vs. redeemable points, and ranking
The solution
Verified sign-up to targeted scheme rollout
Xoxoday Loyalife gated the program at the point a retailer joins, then again at the point a scheme is published, so only the right retailers ever see a scheme they're eligible for.
- Retailer sign-up - with KYC and backend verification, tagging accounts as Verified or Pending before any incentive is visible
- Scheme creation - with targeting controls, routed to Sales Head approval, then published only to eligible retailers with multi-channel notifications
- Proof-based crediting - invoice upload with OCR plus retailer value cross-check, audited via geo-tagged merchandiser photos, reviewed by ASM or RSM then HO for final approval
- Points credited as locked - until final approval, then unlocked for redemption via e-vouchers, utilities and merchandise, supported by leaderboards and light gamification
The results
Verified, active retailers building a real points economy
Retailers are clearing the KYC gate and staying engaged: 94.4% of downloads convert to verified onboarding, and 89% of that base stays monthly-active. That combination of fast activation and high retention is what a verification-first, proof-backed program looks like in practice.
That same activity data gave the brand real-time sales visibility it didn't have before, showing which retailers were actually moving product. Backed by proof, not guesswork, that visibility became a lever in-store: better shelf placement, including top-shelf positioning at engaged retailers, directly supporting revenue growth.
94.4%
Of app downloads sign up and get verified
89%
Of verified retailers use the app every month
84%
Of all downloads still active monthly
Business impact
Verification-first, proof-backed incentives
When incentives are gated on real verification and proof, retailers don't disengage - they show up, get verified, and keep coming back, and the visibility that creates turns into commercial leverage on the shelf.