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A wallet your partners share. Run by us
Bring fuel, airline, retail, dining, and other partners into one wallet with reciprocal earn-and-burn, joint promotions, and partner dashboards. Unlike enterprise multi-brand (one company's own brands), a coalition links independent companies that share a currency. Coalition programs can lift attached spend at non-anchor partners by 30%+.
Three partnership models, one settlement rail
Partners do not need the same role. Run reciprocal, earn-only, and burn-only participation in one coalition so the network can grow without renegotiating the operating model.
Reciprocal earn-and-burn
Every partner accepts every other partner's currency. Settlement runs bilaterally at month close, net of issuance versus redemption. Conversion rates are contract-pinned and visible to all parties.
Standalone earn-only
Partner contributes points into the coalition wallet on spend. Members can burn those points at any redemption-enabled partner. Typical fit: premium card issuer, telco partner, or subscription brand.
Standalone burn-only
Partner accepts coalition currency at checkout without issuing any. Attributed redemptions flow into the monthly settlement file. Low-commitment entry point with no issuance liability and positive settlement flow.
Onboarding
From agreement to live in 6 weeks
Five stages, one rail. Every partner follows the same path, whether they join at launch or later.
01 · Week 0
Agreement
Coalition agreement signed with operating policy, currency rules, and settlement cadence defined.
02 · Week 1
Fit review
Attached-spend uplift is modeled on your data so the committee approves with numbers, not gut feel.
03 · Weeks 2-4
Integration
Partner ingest via REST API, mobile SDK, or SFTP batch. Typical integration window is 3 weeks for a standard POS or app partner.
04 · Weeks 5-6
Pilot
Opt-in member cohort, 4-week measurement window. Per-partner dashboard live from day one of pilot.
05 · Live
Live
Full rollout across member base. Monthly settlement file generation starts automatically at first close.
Coalition governance
Who decides what before launch
Most coalition disputes are governance disputes. Assign decision rights before launch so each role has a clear lane.
Coalitions that hold past the press release
Measured across cardholder base, 6 months post-launch. Pan-Indian fuel coalition, 3 partners.
3 partners onboarded from signed agreement to first live member transaction.
Total wallet size at the 12-month mark across the coalition.