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Awarded as best rewards and incentives software by G2 crowd in 2023

Multi-benefit card: The all-in-one solution for happy and productive employees

Xoxoday gives you a multi-benefit card that boosts employee satisfaction, saves taxes, and simplifies benefits. It's a one-stop shop for meals, groceries, fuel, and more, all on a sleek card with digital access. Plus, it helps employees save up to ₹30,000 annually on taxes. Happy employees are productive, so keep your team thriving with the Xoxoday Multi-Benefit Card. It's a game-changer for employees. They can eliminate multiple paper coupons, enjoy wider acceptance than traditional benefit programs, and track expenses easily.

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Here's what makes multi-benefit card the perfect choice

Consolidated Benefits

From meal allowances, book & periodical stipends to car repairs, uniform purchases, mobile phone recharge, and even bill payments - our card can accommodate a wide range of employee benefits.

Universal Acceptance

Enjoy wide acceptance across a vast network of partner merchants, including grocery stores, restaurants, departmental stores, pharmacies, and more. We're constantly expanding our network to provide employees with even greater flexibility and spending power.

Tax Savings Advantage

Help employees save up to ₹30,000 annually on taxes under Section 80C of the Income Tax Act. This benefit applies to meal allowances, mobile recharge, bill payments, and other eligible categories.

Xoxoday multi-benefit card: your one stop for streamlined benefits

The Xoxoday multi-benefit card goes beyond a one-size-fits-all approach. We offer a variety of dedicated wallets to cater to your employees' diverse needs:

Treat your employees to a modern solution with the Xoxoday multi-benefit card's meal wallet. 

  • This convenient feature allows them greater flexibility and control over their dining choices.
  • To satisfy their cravings, they can use the card at a vast network of accepted merchants, including restaurants, fast-food chains, and cafes.
  • The network includes grocery stores, supermarkets, and specialty shops like caterers, confectionery stores, and even dairy product providers.

Accepted at: Restaurants, candy, confectionery or nuts stores, caterers , fast food restaurants, grocery stores or supermarkets, freezer and locker meat provisioners, dairy products stores, department stores, specialty markets & convenience

Keep your employees and fleet fueled with the xoxoday multi-benefit card's fuel & driver's salary wallet. 

  • Employees can conveniently swipe the card at a wide network of gas stations, including major brands like HP, Indian Oil, and Bharat Petroleum. 
  • Eliminate the need for petty cash or expense reimbursements, saving time and ensuring transparency.

Employees can conveniently swipe the card at: HP, Indian Oil, Bharat Petroleum and many more.

Simplify communication expenses with the xoxoday multi-benefit card's telecom wallet. 

  • This feature allows employees to conveniently recharge their mobile phones at a vast network of leading service providers, including Airtel, Jio, BSNL, ACT, VI, and many more. 
  • No more juggling personal and work phone bills –  employees can use their designated Telecom Wallet funds for essential work-related calls and data usage.

The vast network of leading service providers are: Airtel, Jio, BSNL, ACT, VI, and many more.

Unparalleled security and support: Your peace of mind with Xoxoday

Xoxoday also offers unmatched support and security for enterprises. We meet the highest standards for data protection, compliance, and regulations. A dedicated customer support team can answer your questions and guide you throughout the process, ensuring a smooth implementation and ongoing program success.


million end-users globally


service uptime average for 365 days


global support system
* Backed by product usage metrics and user surveys
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More reasons to choose Plum

Comprehensive reporting

Get reports delivered to your inbox or use our dashboard to get information on the success of your rewards program.


Transcend geographies without any conversion hassles. Deliver e-gifts in a currency you prefer.

Security and compliance

Xoxoday platform meets the highest certification standards to help reduce compliance burdens for your business.

Support that teams swear by

24*7 support with 99.9% response time. Setup assistance, Redemption support, Chat, and email help.

Self-served, quick to set up, and easy to use

The platform is self-served, quick to set up, and easy to use. The value addition came in with the ability to create landing pages that triggered to show localised rewards, which helped our business in driving engagement. I also appreciate the excellent reward redemption support that you guys provided.

Sandeep John, Head of Field Marketing

Great range of global rewards

Our employees really like the Xoxoday rewarding process. The customer service that they offer is exceptional and commendable. That was the most important criteria for us to decide on them.

Beth Roed, VP Strategy and Growth

Really great and easy to use application

Xoxoday’s digital rewards platform, global e-catalogue and their channel partner survey features has made a significant impact on the way we engage with our channel partners.

Malachi Bennett, Loyalty Partnership Manager

Very responsive with 100% uptime

Thanks to Xoxoday, we can now automate the incentive procurement and distribution, thus saving high costs and time. The overall online respondent experience has also been excellent.

Ravi Gaur, Associate director

Ready to simplify employee benefits?

Contact us today for a free consultation and see how Xoxoday's Multi-Benefit Card can transform your employee experience. Learn more about Xoxoday at www.xoxoday.com. For any support, reach us at [email protected].

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