Drive growth with
AI-powered rewards, loyalty, and incentives infrastructure

Engage employees, motivate sales teams, retain customers, activate partners and automate global reward operations with one modular enterprise platform.

5,000+Enterprises
150+Countries
10M+Rewards
$5B+Rewards distributed

Trusted by the world's best teams

AT&T
Abbott
Adobe
CGI
Capgemini
Continental
DAMAC
Freshworks
H&M
HSBC
Infosys
Keka
Kennametal
Mastercard
Mercedes-Benz
Microsoft
Nielsen
Rakuten
Siemens
Standard Chartered
Tesco
Visa
Western Digital

All-in-one suite

One platform for every reward, benefit, incentive, and loyalty program

Three products, one global catalog, and AI in every layer — so you can engage employees, drive your sales team, reward your channel partners, win customers, and power merchant networks, all from a single platform that scales as you grow.

Who you grow with

Employees & HR

Build a culture people stay for.

Explore Empuls
  • Peer, spot, and milestone recognition and rewards
  • Total rewards with tax-saving fringe and lifestyle benefits
  • Conversational, Engagement and lifecycle surveys & feedback
  • Well-being and retention programs
  • Social intranet and team communication

Sales Teams

Motivate the people who close the deals.

Explore Empuls
  • Sales commission design and automation
  • Quota planning and forecasting
  • Incentive disbursal and instant payouts
  • Gamified leaderboards and performance insights

Channel Partners

Reward the partners who sell on your behalf.

Explore Loyalife
  • Loyalty programs for wholesalers, dealers, and distributors
  • Influencer and agent incentive programs
  • Points, tiers, and reward triggers
  • Instant global payouts in 100+ currencies

Customers

Turn buyers into loyal advocates.

Explore Loyalife
  • Points, tiers, rule, accruals & burn loyalty programs
  • Card-linked & merchant-funded offers
  • Personalized, omnichannel campaigns with CDP & member segmentation
  • Referrals, gamification & instant points redemption
  • Consumer behaviour & insights to grow lifetime value

Merchants

Power offers and loyalty across your network.

Explore Plum
  • Merchant loyalty programs
  • Card-linked and merchant-funded offers
  • Self-serve merchant onboarding with approval flows
  • Rewards and redemption partnerships

The engine underneath

One catalog of 10M+ rewards. One AI co-pilot. One platform — for every relationship that grows your business.

AI-first

AI isn't a feature here. It's the operating system.

Intelligence is built into every layer of Xoxoday — moving your programs from reactive to predictive. From recommending the right reward to flagging risk before it surfaces, our AI co-pilot drives actions, analytics, and engagement while maximizing ROI across every program you run.

Personalized Recommendations

Suggests the right reward for each recipient based on profile, context, and behavior.

Predictive Analytics

Forecasts attrition, churn risk, sales quota attainment, incentive spends, and CLTV — and measures program effectiveness with data-backed insights.

Smart Nudges & Reminders

Context-aware notifications for recognition gaps, reward redemption, survey completion, wellness challenges, quota achievement, loyalty tier upgrades, and program adoption.

Engagement Insights

Real-time analysis of program data to detect disengagement, recommend actions, and lift participation.

Fraud Detection

Identifies suspicious transactions and anomalies by analyzing behavioral patterns and deviations from normal activity.

AI Co-Pilot

A conversational assistant that turns questions into actions, insights, and engagement across the entire suite.

Global Scale

Powering global rewards at unmatched scale

10M+

Reward options across 30+ categories

$5B+

Rewards distributed

65M+

End users across all programs

1M+

Transactions processed daily

1M+

Merchants in the global network

5,000+

Customers worldwide

150+

Countries covered

100+

Pre-built integrations and APIs

Why enterprises choose Xoxoday over the rest.

Built for complex, multi-country programs — with the flexibility, value, and support that one-size-fits-all vendors can't match.

  • 01

    Built for global enterprises

    Multi-country, multi-currency and multi-lingual programs with flexible deployment across public, private, on-premise and multi-region infrastructure. Enterprise support across project management, time zones, and RFPs.

  • 02

    Value for money

    No hidden & flexible pricing. Pay-as-you-go on redemption, issuance, API calls, or user count.

  • 03

    Lower total cost of ownership

    Consolidates multiple point solutions across rewards, incentives, loyalty, benefits, payouts and gifting while delivering enterprise-grade technology and support.

  • 04

    White-labeled & configurable

    Your branding, your workflows, your UI. We solve your pain points instead of forcing a one-size-fits-all product.

  • 05

    Onboarding, care & support

    Faster time to value with ready-to-launch templates, structured scoping, setup, integrations, data configuration, workflows, UAT and go-live support. 24/7 support & dedicated customer success teams driving program success.

  • 06

    Enterprise-grade security

    SOC 2, ISO 27001, GDPR, CCPA, data governance, third-party audits, RBAC, secure integrations and support for complex enterprise infosec needs.

  • 07

    Unmatched reward catalog

    Global and local rewards across 150+ countries and 30+ categories including gift cards, travel, wellness, prepaid cards, experiences, charity, swag and more.

  • 08

    API and integration first

    REST APIs, embedded rewards, SDKs, 100+ integrations across HRMS, CRM, ERP, collaboration, identity, payments and CDP ecosystems.

  • 09

    Measurable ROI

    Real-time analytics on adoption, redemption, and outcomes that tie every investment to tangible business results.

By industry

One platform. Every industry’s rewards, incentives, and loyalty.

From card activation & spend-based loyalty in banking, to retailer sell-through in FMCG, to sales commissions in Insurance & employee retention in IT — every industry runs on engagement. Xoxoday powers the rewards, incentives & loyalty programs behind each, tailored to the metrics that matter to your industry & persona like attrition, retention, upsell & lifetime value.

Reward Marketplace

The world's largest reward marketplace.

Offer rewards that resonate — 10M+ options across 30+ categories in 175+ countries, from gift cards to wellness, travel, and donations.

Integrations

Fits the stack you already run.

Embed rewards and incentives into existing workflows across CRMs, ABM platforms, survey tools, HRMS, and POS — 100+ pre-built connectors.

Salesforce
Slack
Workday
HubSpot
Microsoft Teams
SAP
Stripe
BambooHR
Salesforce
Slack
Workday
HubSpot
Microsoft Teams
SAP
Stripe
BambooHR
Salesforce
Slack
Workday
HubSpot
Microsoft Teams
SAP
Stripe
BambooHR
Zoho
ADP
Shopify
NetSuite
PayPal
Okta
Zoho
ADP
Shopify
NetSuite
PayPal
Okta
Zoho
ADP
Shopify
NetSuite
PayPal
Okta

Customer proof

Trusted by the world's leading brands.

CGI
We chose Xoxoday among 4 vendors on cost, quality, ease of use, and customer centricity. Gen Z and millennials both love the platform.

Sarika Pradhan

HR Head · CGI

CBI
We appreciate Xoxoday's efficient client management. The level of detail and accountability demonstrated on each project is great, leading to a tremendous improvement in customer engagement. We will surely recommend their services to other banks.

Siny Antony Davis

Manager, Cards Portfolio Management, Retail Banking Group · CBI

Nielsen
700+ rewards distributed in just 45 days of going live — with zero API downtime.
Program Lead·Nielsen
Capgemini
We consolidated 10,000+ perks onto one platform and unlocked 5,000+ curated global experiences for our teams.
Rewards Lead·Capgemini
Mercedes-Benz
With 10,000+ sales team members worldwide, Xoxoday gives us the confidence of accurate payouts and seamless commission calculations.
Regional Sales Head·Mercedes-Benz
FAQ

Questions from enterprise buyers.

Still have a question? Talk to us
You pay based on actual usage — redemption, issuance, API calls, or active users — rather than fixed seat licenses. Cost scales with the value delivered, so budgets stay predictable and you're not paying for unused capacity.
Expiry rules, reminders, and redemption nudges are configurable as per client requirements.
Payouts are processed with tax-compliant handling per geography, and employee benefits can be structured as tax-saving fringe and lifestyle components where local rules allow — reducing manual work for finance and payroll teams.
Yes. Deployment is cloud-agnostic — public cloud, private cloud, or on-premise — with data residency controls so information lives in the location you choose, supporting local data-protection requirements.
A managed onboarding process covers scoping, data migration, integrations, configuration, and UAT, with the option to run in parallel before cutover — so live programs and existing balances aren't disrupted during the switch.
Reporting gives finance teams reconciliation, audit trails, and spend visibility across multiple entities, currencies, and programs — simplifying invoicing, budget tracking, and month-end close.
24/7 support via AI chatbot, email, WhatsApp, and phone, with a 4-hour first-response guarantee, 95% of queries resolved within 24 hours, and high API uptime backed by SLAs.