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Cashout

Send rewards directly to bank accounts and wallets

Push payouts to bank accounts, e-wallets, or debit cards in seconds. 50+ payout rails. 20+ currencies. Every major card network.

Cashout: bank, wallet, or card
50+
Payout rails across bank, wallet, and card
20+
Currencies supported for global payouts
30s
Average settlement time for wallet and card

Why direct payouts work

When the right reward is just cash

Higher redemption rates

Recipients use cash payouts the day they arrive. No "I'll redeem it later." No abandoned balances.

Reduced breakage risk

Cash gets used. No unredeemed balances sitting on your books for quarters. No surprise expirations.

Recipients prefer cash

Catalog points sit unused for months. Cash gets used the same day. Program participation goes up.

Three payout categories

Bank, wallet, or card. Recipients pick

Flexible cash payout rails built for every recipient and use case.

Bank Transfer

Direct bank deposits on every major rail

Direct deposit to recipient checking or savings accounts globally. Same-day or next-day settlement, fully reconciled and tracked end-to-end.

  • ACH for US recipients, UPI/IMPS for India
  • SEPA for Eurozone and FPS for UK instant payments
  • Local bank rails for 50+ countries
  • FX-aware: settle in 20+ currencies at mid-market
Bank transfer to recipient bank accounts across 150+ countries
Wallet Transfer

Wallet payouts for global audiences and hyperlocal markets

Push payouts to digital wallets recipients already use. Funds arrive in seconds, with real-time delivery status synced to your dashboard.

  • PayPal, Venmo, Apple Pay, and regional wallets
  • OVO, Dana, GoPay, GCash, and Amazon Pay for hyperlocal markets
  • Recipients pick their preferred wallet from a configured set, cutting unclaimed payouts.
Wallet transfer: PayPal, Venmo, hyperlocal wallet payouts
Push to Debit

Visa Direct and Mastercard Send to debit cards

Push funds straight to a debit card number. No bank routing. No wallet sign-up. Recipients spend in seconds.

  • Visa Direct, Mastercard Send, Amex Send, Discover
  • 30-second average settlement, 24/7
  • Tokenized card numbers for end-to-end security
Push to debit: Visa Direct and Mastercard Send

Compliance & security

Built for regulated payouts

KYC, AML screening, tax forms, and audit trails. All inside the platform.

KYC verification

Verify recipient identity in supported markets before funds move. Tiered KYC tuned to payout amount and risk profile.

AML & sanctions screening

Every payout screened against global watchlists (OFAC, EU, UN) in real time, with risk scoring and exception workflows.

Tax & audit trails

W-9 and 1099 forms, country-specific tax reporting, and immutable audit logs for every transaction.

Use cases

Direct payouts for every kind of recipient

FMCG & trade promotions

Pay distributors, retailers, and field agents directly to bank or wallet. Turn promo spend into instant payouts with full audit trails.

Sales incentives

Reward top performers the moment they close. Instant cash payouts beat catalog points when the goal is speed and motivation.

Channel partner rewards

Settle sales incentives, rebates, and partner payouts in each recipient's local currency. One contract across all markets.

Research & gig payouts

Pay panel participants, gig workers, and creators in their preferred currency. Settles the moment they finish a task.

Common questions

Everything you would want to know

Plum supports 50+ payout rails including bank transfers (ACH, UPI/IMPS, and local rails in 150+ countries), digital wallets (PayPal, Venmo, OVO, GCash, and more), and card networks (Visa Direct, Mastercard Send). Coverage varies by country.