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Send global payouts without the banking hassle
Send payouts through PayPal, Venmo, bank transfer, and prepaid Visa/Mastercard to recipients in 150+ countries. Currency conversion and compliance are handled automatically.
The Problem
Why global payouts break down at scale
Most payout programs fail on infrastructure, not strategy. Legacy rails, manual reconciliation, and compliance gaps erode speed and trust.
Slow, costly bank transfers
Legacy payment gateways take days to settle and charge high per-transaction fees, frustrating recipients and draining budgets.
No banking relationship with recipients
Sending money to gig workers, freelancers, or partners without a bank account on file blocks payouts before they start.
Currency conversion friction
Manually converting and reconciling payouts across currencies adds errors, delays, and finance overhead.
Tax and compliance risk
Missing W-9/1099 documentation and inconsistent reporting create audit exposure across every payout run.
Disburse global payouts without banking friction
Send funds directly to recipients as virtual prepaid cards, wallet payouts, or bank transfers - with currency conversion, compliance, and tracking built in.
Pay in whatever way recipients prefer
- Send via virtual Visa/Mastercard, PayPal, Venmo, and bank transfer
- Support regional wallets like OVO, Dana, GoPay, GCash, and Amazon Pay
- Support ACH, SEPA, SWIFT, and UPI rails alongside card-based payouts
- Preload virtual prepaid cards instantly, no bank account required
2-3 days
to go live
20+
currencies supported
99.9%
uptime SLA

Pay thousands in seconds
- Send to up to 10,000 recipients at once via file upload or API
- Trigger single or batch payouts from one dashboard
- Automate recurring payouts on a schedule or event trigger
- Track transfer status in real time across every payout
10K
recipients per batch
2 sec
average transfer time
50+
integrations

Go global without the conversion math
- Set payouts in your currency of choice ($, €, ¥, ₹, £) and auto-convert to local currency
- Deliver a redemption experience in 12+ languages
- Localize checkout, notifications, and support by region
- Reach recipients directly, without requiring a bank account in every market
150+
countries supported
20+
currencies
12
languages supported

Stay audit-ready by default
- Automate W-9 and tax documentation collection for non-employed recipients
- Generate 1099-ready reports for US-based contractor payouts
- Screen every recipient against OFAC, EU, and UN sanctions watchlists
- Maintain full audit trails for every transaction
100%
audit coverage
1099
reporting built in
<1s
data refresh

How it works
Reimagine your payouts infrastructure
Three steps. No bottlenecks. No consultants. Just a clear path from configuration to measurable impact.

Preload funds
Fund your Plum wallet or connect a payment method (credit card, bank transfer, wire).

Use Cases
Built for every global payout scenario
Gig & freelance workforce
Pay on-demand workers the moment a job is completed, without banking delays that hurt retention and reputation.
Channel & affiliate payouts
Disburse commissions to partners, resellers, and affiliates across currencies, tied to verified deal closures.
Insurance & claims disbursements
Send claim settlements directly to policyholders' preferred payout method, cutting processing time.
Customer rebates & cashback
Automate rebate and cashback payouts at scale without manual PayPal reconciliation.
Marketplace seller payouts
Pay marketplace sellers and creators in their local currency without maintaining banking relationships in every market.
Legal & claimant disbursements
Deliver settlement or disbursement funds to claimants in minutes, with full audit trails.
Customer Stories
Trusted by teams sending global payouts
A global enterprise ditched 5+ regional payout vendors for Plum.
Daniel Rivera
Head of Finance Operations
Finance Ops · 28 Countries
We replaced five regional payout vendors with Plum. Automated compliance, multi-rail payouts, and centralized reconciliation cut our processing time by 80% while achieving 95%+ delivery success across global payout methods.