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Send instant, compliant payouts to anyone, anywhere
Disburse to gig workers, research participants, vendors, and consumers globally through prepaid cards, bank transfers, wallets, and more - all from one platform.
The Problem
Where payout operations break down - and why it costs you
Manual processing, restricted methods, fragmented vendors, and lack of visibility create audit exposure and disbursement delays.
Manual processing
W-9 collection, KYC verification, and country-specific tax form validation tracked by hand create audit exposure, IRS penalty risk, and disbursement delays.
Restricted payout methods
When recipients can't receive money the way they prefer - bank, wallet, or prepaid card - payouts go unclaimed and program effectiveness tanks.
Fragmented vendor stacks
Managing multiple regional payout vendors across rails, currencies, and geographies drives up cost and burns team bandwidth on reconciliation.
Lack of visibility
Without real-time tracking, finance can't reconcile spend, ops can't catch failed disbursements, and leadership can't trust the numbers in any reporting cycle.
The payout infrastructure your finance team actually wants
Compliant, scalable disbursements across every payment method and country - from one platform.
Flexible payout methods, recipient's choice
- Visa and Mastercard prepaid cards in local currencies
- Digital wallets - PayPal, Venmo, Skrill, Payoneer
- Bank transfers across ACH, SEPA, SWIFT, UPI & real-time push-to-debit
- 10M+ gift cards and brand vouchers across 30+ categories
150+
countries supported
10+
payment rails
99.9%
uptime SLA
{
id: 'pay_wzevR17S',
object: 'payout',
recipient_id: 'alice@xoxo',
channel: 'API',
method: 'prepaid_card'
}
Instant bulk disbursements at any scale
- Issue payouts to up to 10,000 recipients at once via CSV upload or API
- Fire on transactions, approvals, milestones, or campaign events
- Personalize with your logo, messaging, and recipient-level details
- Pre-built connectors for Salesforce, HubSpot & REST APIs / webhooks
10K
recipients per batch
3
delivery channels
50+
native integrations
Mastercard Gift Card
USD 50Visa Gift Card
USD 60Rupay Gift Card
USD 40Paypal Gift Card
USD 20Bluebird Gift Card
USD 100Venmo Gift Card
USD 100Financial controls, compliance & reconciliation
- Automated W-9, 1099, and country-specific tax form collection
- Maker-checker workflows, RBAC, and configurable payout limits
- Multi-currency wallets with per-account balance & top-up controls
- Exportable reports for ERP, audit, and cost-center reconciliation
SOC 2
Type II certified
100%
audit coverage
50+
currencies supported
Approvals queue
Payout ID: PY-3883333
$95.00
Tax checkCompliance status
How it works
Set up and send payouts globally in three steps
Three steps. No bottlenecks. No consultants. Just a clear path from configuration to measurable impact.
Configure your payout program
Eligibility
Gig + vendor payouts
Currency
Multi-currency wallet
Payout methods
Prepaid card
Visa / Mastercard
Digital wallet
PayPal / Venmo
Bank transfer
ACH / SEPA / SWIFT
Gift cards
10M+ catalog
Program saved · 4 payout rails enabled
Configure your payout program
Define payout eligibility rules, available method options, currency, and approval workflows from the admin portal.
Configure your payout program
Eligibility
Gig + vendor payouts
Currency
Multi-currency wallet
Payout methods
Prepaid card
Visa / Mastercard
Digital wallet
PayPal / Venmo
Bank transfer
ACH / SEPA / SWIFT
Gift cards
10M+ catalog
Program saved · 4 payout rails enabled
The world's largest reward marketplace
Give recipients the freedom to choose what they want from millions of reward options, delivered in their currency and available across 150+ countries.
Explore Rewards Marketplace
Use Cases
Built for every payout program your business runs
Gig worker payouts
Pay contractors and independent workers at scale with built-in KYC threshold handling, automated tax form collection, and multi-rail payout options.
Survey & research incentives
Automate instant disbursements to panel participants the moment a survey is completed - reducing drop-off and improving data quality.
Partner & affiliate commissions
Disburse performance-based commissions to affiliates, influencers, and creators in their preferred currency and method - without bespoke infrastructure.
Insurance claims & settlements
Issue claim reimbursements, refunds, and settlements instantly across multiple rails. Reduce processing backlogs with audit-ready records.
Cashbacks & consumer rebates
Power event-triggered cashbacks on purchase confirmations or claim approvals. Offer flexible redemption methods that drive brand engagement.
Vendor payments
Send one-time or recurring disbursements to vendors without onboarding them into your AP system - with full spend visibility and compliance.
Customer Stories
From manual chaos to 95%+ delivery success
A global enterprise ditched 5+ regional payout vendors for Plum.
Daniel Rivera
Head of Finance Operations
Finance Ops · 28 Countries
We replaced five regional payout vendors with Plum. Automated compliance, multi-rail payouts, and centralized reconciliation cut our processing time by 80%.
Failed disbursements used to be our biggest support headache. With Plum we hit 95%+ first-attempt success.
Anand Kapoor
Director of Operations, Fintech
We were managing five regional payout vendors and a stack of spreadsheets. Plum collapsed all of that into one platform.
Maya Patel
Marketing Operations Lead