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FMCG Rewards

Bulk gift cards for FMCG distributors

Reward the distributors who move your stock, the retailers who give it shelf space and the field reps who open new stores. Plum sends gift cards in bulk, to an inbox or straight to a phone.

Trusted by teams at Google, Adobe, Nielsen and Western Digital

Google
Adobe
Nielsen
Western Digital
Google
Adobe
Nielsen
Western Digital
Google
Adobe
Nielsen
Western Digital
Setup

How to run FMCG distributor incentive programs with Plum

01

Set up the scheme

Upload your distributors and retailers, connect your CRM or call the rewards API. Fund a wallet in your preferred currency.

02

Agree the rewards

Set a value for each target, add your brand logo and message, and choose how long each reward link stays open.

03

Pay out when targets land

Send as targets are met or in one batch at the end of the period. A second person can approve every send.

What you get

Trade incentives without the paperwork

Paid against targets

Send rewards as each target is met, or in one batch at quarter end.

Reaches the shop counter

SMS and WhatsApp delivery for retailers who only share a phone number.

One file, every partner

Upload a list and pay every distributor in a region at once.

Their pick of brand

Each person chooses a gift card from the Plum catalogue.

Scheme spend under control

A second person signs off sends, and every reward is tracked.

Several markets, one order

One order covers several countries, each with local gift cards.

Distributors

Distributor incentives tied to your targets

Distributors carry many brands. A clear, quick reward for the targets that matter to you, paid soon after they are met, helps your products get the attention you want.

  • Set targets for volume, new outlets or a launch push.
  • Pay each distributor when their number is confirmed.
  • Check each partner’s gift policy and your trade terms first.
See channel and partner incentives

Sample distributor schemes

Volume target
A gift card when the quarter’s number is met
Outlet reach
A card for each batch of new stores supplied
Launch push
A bonus for stocking a new product in the first weeks
Clean payments
A thank-you for settling invoices on time
Retailers

Retailer loyalty rewards for the stores that stock you

Small shops decide what goes on the shelf and what goes at eye level. A gift card thank-you for stocking, displaying and reordering your range rewards that choice, without building a points scheme.

  • Send a card to a shop owner’s phone by SMS or WhatsApp.
  • Reward display and reorder targets each month.
  • Pick which gift card brands retailers in each country can choose from.
See reward links
Choosing the gift cards, country and value for a rewards catalogue in Plum
Field sales

FMCG sales incentives for field reps and merchandisers

Field reps and merchandisers spend their day on the road, store to store. Reward the results they control on their beat, and send it to their phone the same week.

  • Reward new outlets opened and range sold into each store.
  • Run a monthly contest and pay every winner in one batch.
  • Thank merchandisers for display work that meets your standard.
See Xoxoday for FMCG and CPG

A field rep reward plan

  1. 1

    New outlet opened

    A card when a rep signs a store that hasn’t stocked you before.

  2. 2

    Range sold in

    A card when a store takes the full range you set.

  3. 3

    Month closed above target

    The main reward, sent in one batch to every rep who made it.

Use cases

How FMCG brands use Plum

Quarterly volume targets

A reward for distributors who hit their quarter’s number.

New outlet reach

A card for each new store a distributor or rep brings on.

Product launches

A bonus for stocking and pushing a new product early.

In-store displays

A thank-you to retailers who give your range the space you agreed.

Sales contests

Prizes for the top field reps each month or quarter.

Festive thank-yous

One batch of gift cards to retailers before a busy season.

Pay on issue, or pay on use

Plum runs on a pre-funded wallet. You choose when it’s debited.

Pay on issue

You pay the full card value the moment each card is sent.

  • A fixed, known cost for every send.
  • Suits awards and gifts, where every card gets used.
  • Unused value stays with Xoxoday.

Pay on use

You pay only for the value people actually spend.

  • Unused value goes back to your wallet.
  • Suits survey incentives and campaigns, where some cards go unused.

Plum vs running trade schemes by hand

Schemes by hand
  • Paper vouchers handed out by reps
  • Rewards paid months after the target
  • One brand that few retailers want
  • No check before scheme money goes out
  • Payouts reconciled in spreadsheets
Sending through Plum
  • Gift cards sent to each phone
  • Rewards sent as each target is met
  • Each person picks a card they like
  • A second person signs off
  • Every send tracked live
Customer stories

Trusted by global and US teams

HR and people teams use Plum to send rewards in the countries they operate in.

Kennametal
98% fulfilment rate

Kennametal

20+ countries

Read case study
Growmark
Xoxoday seemed easy to use, and we loved all of the gift card options our employees would have.
99% fulfilment rate

Madison Ruff

Senior HRIS Analyst

Read case study
H&M India
Our employees really like the Xoxoday rewarding process. The customer service that they offer is exceptional and commendable.
99.9% fulfilment rate

HR Business Partner

H&M India

Read case study
Last updated: November 2026

Questions about FMCG distributor and retailer rewards

They reward the distributors and stockists who carry your products for hitting the targets you set, such as volume, new outlets reached or a product launch push. Gift cards let you pay each reward quickly without changing trade terms.

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