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Mastercard prepaid cards, for business rewards
Order Mastercard prepaid cards online for employees, clients and partners, and deliver them in seconds by email or SMS, from one spreadsheet.
Trusted by teams at Google, Adobe, Nielsen and Western Digital
How to buy Mastercard prepaid cards in bulk
Set up and fund
Sign up, complete a one-time business check, and add funds in your preferred currency.
Add people and values
Upload a spreadsheet or add people one by one, then set the value for each person.
Send now or schedule
A second person signs off, then cards go out now or on a set date, and you track every send live.
The card
Mastercard prepaid card values, expiry and fees
Values
The values available for Mastercard prepaid cards are shown when you order. Set a different value for each person.
Expiry and fees
Validity and fees depend on the card you choose (for example, 6 months on the US virtual Mastercard), shown before you order.
Where it’s used
Wherever the card’s terms allow. No Plum account needed.
Delivery
Email or SMS, under your brand.
Choice
Prefer to let people choose? Send a reward link and they can pick a gift card instead.
Unclaimed cards
Reward links can expire on a date you set. Cancel unclaimed links and the value returns to your wallet.
Mastercard prepaid cards for employees
A Mastercard prepaid card is an easy way to thank a whole team, on the day that matters.
- Send birthday, anniversary and holiday gifts on a schedule.
- Reach frontline staff by SMS, not just email.
- In the US, gift cards count as cash and are taxed as pay at any amount, through payroll (IRS Publication 15-B).
Birthday
$25–$50
Schedule it for the day.
Work anniversary
$50–$100
More for 5 and 10 years.
Holidays
$50–$100
Send a week ahead.
Spot recognition
$10–$25
Small and fast.
Mastercard corporate prepaid cards for clients and partners
Run a corporate gift card program for clients, partners and research participants, with every Mastercard prepaid card sent under your own brand.
- Your logo, colours and message on every email, in place of a logo on a plastic card.
- Schedule holiday and renewal sends weeks ahead, and approve them once.
- US businesses can usually deduct only $25 per recipient per year for gifts, and many clients cap what staff can accept. Check gift and anti-bribery rules first.
Use cases
How teams use Mastercard prepaid cards in bulk
Research incentives
Pay panelists and study participants as soon as they finish a survey or interview.
Employee rewards
Recognise people with one card they can spend almost anywhere.
Sales and channel incentives
Run SPIFs and partner incentives with budgets and sign-off before every send.
Referral rewards
Thank customers who refer a friend with a card they can use wherever they shop.
Customer goodwill
Make up for a late order or a service problem with a card sent the same day.
Client gifting
Thank clients at renewal or year-end, scheduled for the right day.
Plum vs buying Mastercard prepaid cards one by one
- Bought and sent one card at a time
- One card type
- Codes copied into emails by hand
- Sign-off varies
- A separate balance for each brand
- Every card from one spreadsheet
- Let people choose a gift card instead
- Branded cards by email or SMS
- Sign-off before every send
- One wallet for Mastercard and other rewards
Pay on issue, or pay on use
Plum runs on a pre-funded wallet. You choose when it’s debited.
Pay on issue
You pay the full card value the moment each card is sent.
- A fixed, known cost for every send.
- Suits awards and gifts, where every card gets used.
- Unused value stays with Xoxoday.
Pay on use
You pay only for the value people actually spend.
- Unused value goes back to your wallet.
- Suits survey incentives and campaigns, where some cards go unused.
Trusted by global and US teams
HR and people teams use Plum to send rewards in the countries they operate in.
Kennametal
20+ countries
Xoxoday seemed easy to use, and we loved all of the gift card options our employees would have.
Madison Ruff
Senior HRIS Analyst
Our employees really like the Xoxoday rewarding process. The customer service that they offer is exceptional and commendable.
HR Business Partner
H&M India