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Prepaid gift cards in bulk, for business
Send virtual Visa and Mastercard prepaid cards to employees, clients and survey participants. People spend them like a debit card, and each card arrives by email or SMS in seconds.
Trusted by teams at Google, Adobe, Nielsen and Western Digital



How to buy prepaid gift cards in bulk
Set up and fund
Sign up, complete a one-time business check, and add funds to your wallet.
Add people and values
Upload a spreadsheet or add people one by one, then set the card value for each person.
Send now or schedule
A second person signs off, then cards go out now or on a set date, and you track every send live.
The card
Prepaid gift card values, fees and expiry
Values
USD 1 to 1,000 per card on the Global Visa Reward Card USD, with a different value for each person.
Where it works
Online and in stores that accept Visa, in 190+ countries.
Fees on the card
No issuance fee and no monthly fee.
Validity
6 months from the day the card is issued.
Cash
No cash withdrawals. The card is for purchases only.
After expiry
Any balance left after 6 months is lost, so remind people to spend it.
Prepaid gift cards vs brand gift cards
A brand gift card can only be spent at that brand. A prepaid gift card spends like a debit card, so people choose what to buy, and you donât have to guess which brand they like.
- Prepaid suits mixed teams, panels and client lists where no single brand fits everyone.
- Brand gift cards suit a brand everyone already uses, like Amazon.
- Not sure? Send a reward link and let each person pick from the Plum catalogue.
Prepaid gift card
Brand gift card
Where itâs spent
Wherever the card network is accepted
At one brand
Choice
The person decides what to buy
You pick the brand
Expiry
Set by the card, e.g. 6 months
The brandâs own terms
Best for
Mixed or global audiences
A brand everyone already uses
Are reloadable gift cards the same as prepaid gift cards?
Not quite. A reloadable card can be topped up after itâs issued. The Global Visa Reward Card USD on Plum is a single-load card: itâs loaded once, with the value you set when you send it.
- Each card carries the value you set for that person.
- Recipients can add it to Apple Wallet or Google Wallet.
- If your program needs a card that can be topped up, ask us during a demo.

Visa and Mastercard prepaid gift cards
Choose the network that fits your audience. Plum sends virtual Visa and Mastercard prepaid cards, and the values, validity and countries for each card are shown before you order.
- Global Visa Reward Card USD: USD 1 to 1,000, in 190+ countries.
- Virtual Mastercard, 6 Month Expiration (US): USD 5 to 1,000.
- Mastercard options for Europe and Canada in EUR and CAD.

Use cases
How teams use prepaid gift cards in bulk
Research incentives
Pay panelists and study participants as soon as they finish a survey or interview.
Employee rewards
Recognise people in every office with one card they can spend wherever itâs accepted.
Sales and channel incentives
Run SPIFs and partner incentives with budgets and sign-off before every send.
Referral rewards
Thank customers who refer a friend with a card they can use wherever itâs accepted.
Customer goodwill
Make up for a late order or a service problem with a card sent the same day.
Events and webinars
Reward attendees and speakers once the event is over, wherever they joined from.
Pay on issue, or pay on use
Plum runs on a pre-funded wallet. You choose when itâs debited.
Pay on issue
You pay the full card value the moment each card is sent.
- A fixed, known cost for every send.
- Suits awards and gifts, where every card gets used.
- Unused value stays with Xoxoday.
Pay on use
You pay only for the value people actually spend.
- Unused value goes back to your wallet.
- Suits survey incentives and campaigns, where some cards go unused.
Plum vs buying prepaid gift cards in a store
- Bought and loaded one card at a time
- Usually for use in one country
- A purchase fee on many cards
- Plastic cards to post or hand out
- No view of who has received a card
- Every card from one spreadsheet
- The Global Visa card works in 190+ countries
- No issuance or monthly fee on the Global Visa card
- Sent by email or SMS in seconds
- Track every card live
Trusted by global and US teams
HR and people teams use Plum to send rewards in the countries they operate in.
Kennametal
20+ countries
Xoxoday seemed easy to use, and we loved all of the gift card options our employees would have.
Madison Ruff
Senior HRIS Analyst
Our employees really like the Xoxoday rewarding process. The customer service that they offer is exceptional and commendable.
HR Business Partner
H&M India