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Prepaid Gift Cards

Prepaid gift cards in bulk, for business

Send virtual Visa and Mastercard prepaid cards to employees, clients and survey participants. People spend them like a debit card, and each card arrives by email or SMS in seconds.

Trusted by teams at Google, Adobe, Nielsen and Western Digital

Google
Adobe
Nielsen
Western Digital
Google
Adobe
Nielsen
Western Digital
Google
Adobe
Nielsen
Western Digital
Ordering

How to buy prepaid gift cards in bulk

01

Set up and fund

Sign up, complete a one-time business check, and add funds to your wallet.

02

Add people and values

Upload a spreadsheet or add people one by one, then set the card value for each person.

03

Send now or schedule

A second person signs off, then cards go out now or on a set date, and you track every send live.

The card

Prepaid gift card values, fees and expiry

Values

USD 1 to 1,000 per card on the Global Visa Reward Card USD, with a different value for each person.

Where it works

Online and in stores that accept Visa, in 190+ countries.

Fees on the card

No issuance fee and no monthly fee.

Validity

6 months from the day the card is issued.

Cash

No cash withdrawals. The card is for purchases only.

After expiry

Any balance left after 6 months is lost, so remind people to spend it.

Good to know

Prepaid gift cards vs brand gift cards

A brand gift card can only be spent at that brand. A prepaid gift card spends like a debit card, so people choose what to buy, and you don’t have to guess which brand they like.

  • Prepaid suits mixed teams, panels and client lists where no single brand fits everyone.
  • Brand gift cards suit a brand everyone already uses, like Amazon.
  • Not sure? Send a reward link and let each person pick from the Plum catalogue.
Browse the gift card catalogue

Prepaid gift card

Brand gift card

Where it’s spent

Wherever the card network is accepted

At one brand

Choice

The person decides what to buy

You pick the brand

Expiry

Set by the card, e.g. 6 months

The brand’s own terms

Best for

Mixed or global audiences

A brand everyone already uses

Reloadable or single-load

Are reloadable gift cards the same as prepaid gift cards?

Not quite. A reloadable card can be topped up after it’s issued. The Global Visa Reward Card USD on Plum is a single-load card: it’s loaded once, with the value you set when you send it.

  • Each card carries the value you set for that person.
  • Recipients can add it to Apple Wallet or Google Wallet.
  • If your program needs a card that can be topped up, ask us during a demo.
See all prepaid cards
Global Visa Reward Card USD, ready for Apple Wallet and Google Wallet
Card networks

Visa and Mastercard prepaid gift cards

Choose the network that fits your audience. Plum sends virtual Visa and Mastercard prepaid cards, and the values, validity and countries for each card are shown before you order.

  • Global Visa Reward Card USD: USD 1 to 1,000, in 190+ countries.
  • Virtual Mastercard, 6 Month Expiration (US): USD 5 to 1,000.
  • Mastercard options for Europe and Canada in EUR and CAD.
See Mastercard prepaid cards
Mastercard prepaid card options in the Plum catalogue

Use cases

How teams use prepaid gift cards in bulk

Research incentives

Pay panelists and study participants as soon as they finish a survey or interview.

Employee rewards

Recognise people in every office with one card they can spend wherever it’s accepted.

Sales and channel incentives

Run SPIFs and partner incentives with budgets and sign-off before every send.

Referral rewards

Thank customers who refer a friend with a card they can use wherever it’s accepted.

Customer goodwill

Make up for a late order or a service problem with a card sent the same day.

Events and webinars

Reward attendees and speakers once the event is over, wherever they joined from.

Pay on issue, or pay on use

Plum runs on a pre-funded wallet. You choose when it’s debited.

Pay on issue

You pay the full card value the moment each card is sent.

  • A fixed, known cost for every send.
  • Suits awards and gifts, where every card gets used.
  • Unused value stays with Xoxoday.

Pay on use

You pay only for the value people actually spend.

  • Unused value goes back to your wallet.
  • Suits survey incentives and campaigns, where some cards go unused.

Plum vs buying prepaid gift cards in a store

Store-bought prepaid gift cards
  • Bought and loaded one card at a time
  • Usually for use in one country
  • A purchase fee on many cards
  • Plastic cards to post or hand out
  • No view of who has received a card
Prepaid cards through Plum
  • Every card from one spreadsheet
  • The Global Visa card works in 190+ countries
  • No issuance or monthly fee on the Global Visa card
  • Sent by email or SMS in seconds
  • Track every card live
Customer stories

Trusted by global and US teams

HR and people teams use Plum to send rewards in the countries they operate in.

Kennametal
98% fulfilment rate

Kennametal

20+ countries

Read case study
Growmark
Xoxoday seemed easy to use, and we loved all of the gift card options our employees would have.
99% fulfilment rate

Madison Ruff

Senior HRIS Analyst

Read case study
H&M India
Our employees really like the Xoxoday rewarding process. The customer service that they offer is exceptional and commendable.
99.9% fulfilment rate

HR Business Partner

H&M India

Read case study
Last updated: November 2026

Questions about buying prepaid gift cards in bulk

A card loaded with a set value that people spend like a debit card, wherever the card network is accepted, instead of at one brand. Plum sends virtual Visa and Mastercard prepaid cards.

Visa is a registered trademark of Visa International Service Association, and Mastercard is a registered trademark of Mastercard International Incorporated. Neither sponsors this page. Card terms and conditions apply.